Insurance Claim rejected – Murder does not amount to death by accident
GUWAHATI OMBUDSMAN CENTRE Complaint No. 11-G2-025/13-14 Mrs. Saraswati Dey – Vs – The National Insurance Co. Ltd Insurance Ombudsman Date Read more
Insurance Caselaws
Post mortem and FIR report not necessary in every accidental insurance claim
Complaint No. I.O.(HYD) G -11.38.0098 / 2017-18 Mrs. K. Rama Poorna VS. Royal Sundaram Alliance Ins. Company Ltd. Award No. Read more
In Burglary Insurance Claim goods cannot be removed before inspection by surveyor
GUWAHATI OMBUDSMAN CENTRE Complaint No. 11-005-097/11-12 Mr. Madan Gopal Swami – Vs – The Oriental Insurance Co. Ltd. Insurance Ombudsman Read more
Fire Insurance Claim rejected due to misrepresentation
CHANDIGARH OMBUDSMAN CENTER CASE NO. CHD-G-040-1314-0360 Alkesh Saini vs. SBI General Insurance Company Ltd. Insurance Ombudsman Date of award – Read more
Fire Insurance Claim rejected due to direct entry of rain water
In the matter of Mr. Jagdish Lal Sharma Vs The National Insurance Company Ltd. Insurance Ombudsman Date of award – 28.03.2016 Read more
Insurance Claim cannot be rejected due to non submission of postmortem report
Case No: CHD-G-049-1516-0640 In the matter of Mr Sonu Kumar Vs New India Assurance Company Ltd Insurance Ombudsman Date of Read more
Insurance Ombudsman rejects Flood Insurance Claim on account of fraud
Case No: CHD-G-005-1516-0515 In the matter of Mr Bashir Ahmad Vs. Bajaj Allianz Insurance Co. Lt. Insurance Ombudsman Date – Read more
Insurance Ombudsman directs Oriental Insurance to pay burglary claim
DELHI OMBUDSMAN CENTRE Case No.GI/13/OIC/12 In the matter of Sh. A. B. Handa Vs Oriental Insurance Company Ltd. AWARD DATED Read more
Insured cannot be held responsible for suppression of material fact – Insurance Ombudsman
Case no. CHD-G-049-1617-0569 In the matter of Mrs. Hardish Sandhu Vs. New India Assurance Company Ltd. Insurance Ombudsman Date of Read more
Past history of hypertension and dyslipidaemia does not amount to pre-existing disease- Travel Insurance Claim allowed
INSURANCE OMBUDSMAN DECISION In the matter of Mrs. NeelimaSethi Vs Bajaj Allianz General Insurance Company Ltd. (New Delhi) The complainant Read more