Health insurance News: Health Insurance Portability

 

S. No

No of years of continuous insurance cover with previous insurer (s)

Waiting period to be served with new insurer in number of days/years

YY Days

1 Year

2 years

3 years

4 years

I.

XX Days at inception (XX-no of days as per the policy document)

(YY-XX) Days

N/A

N/A

N/A

N/A

 

 

 

 

 

 

 

II.

For 1 year period exclusion:

1 year

N/A

Nil

1 Year

2 Years

3 Years

III.

For 2 year period exclusion:

1 year

N/A

Nil

1 Year

2 Years

3Years

2 years

N/A

Nil

Nil

1 Year

2 Years

IV.

For 3 year period exclusion:

1 year

N/A

Nil

1 Year

2 Years

3 Years

2 years

N/A

Nil

Nil

1 Year

2 Years

3 years

N/A

Nil

Nil

Nil

1 Year

V.

For 4 year period exclusion:

1 year

N/A

Nil

1 Year

2 Years

3 Years

2 years

N/A

Nil

Nil

1 Year

2 Years

3 years

N/A

Nil

Nil

Nil

1 Year

4 years

N/A

Nil

Nil

Nil

Nil