Insurance footnotes you wish you had read earlier
The thing about insurance is that you realize its value (or lack thereof) only at the time of making a claim. A claim denied or not fully paid for a reason that you were not aware of may really hurt. I get such complaints regularly. Here are some conditions, footnotes and caveats that you should be aware of, which can prevent considerable heartburn at a later stage. Address these issues by asking the right questions while buying an insurance policy rather than discovering them when making a claim. Read more