Wellness Benefits in Health Insurance by IFFCO Tokio General Insurance

Taking care of your health by regularly exercising, consuming balanced diet and maintaining a healthy lifestyle is the basic mantra for one’s wellness. What if you are rewarded for maintaining a healthy lifestyle?

IFFCO Tokio encourages everyone to take strides towards achieving and maintaining good health. Thus, its flagship health insurance policies i.e. Family Health Protector & Health Protector come with built-in wellness solutions like Telemedicine Consultations, Psychological & Nutritional Counselling, Health Check-ups, E- pharmacy, Medical Second Opinion like benefits. Under Wellness Services, IFFCO-Tokio also brings you a Reward Programme that aims to motivate and incentivise the healthy habits and efforts of the insured person to improve his/her health & lifestyle.

Following wellness benefits can be availed by the customer:

A. Unlimited Cashless Telemedicine Consultation from General Physicians and Specialists:- Insured person(s) can book unlimited chat, telephonic and/or video appointments for all medical consultations.

B. Mental Health Helpline: 24/7 Psychological Counselling can be obtained through electronic mode.

C. Medical Second Opinion: This service may be obtained through electronic mode, from an empaneled medical expert and/or agency, without examining the patient, based only on the medical records submitted.

D. Discount on Services: The Insured can avail discount on dental consultation.

E. Reward Programme: Aims to motivate and incentivise the healthy habits and efforts of the insured person to improve his/her health & lifestyle. One can earn reward points by taking Health Risk/ Preventive Risk Assessment, Enrolling in Disease Management Program, tracking health, walking towards a healthy lifestyle.

Mr. H.O. Suri, MD & CEO -IFFCO Tokio General Insurance Co. Ltd.- “In today’s scenario, where healthcare expenses & lifestyle diseases are on the rise, wellness program plays a crucial role and serves as a relief for policyholders by maintaining healthy behaviours. We, at IFFCO-Tokio provides Health Insurance with enormous coverages along with wellness services to embrace a healthy lifestyle while also gaining plenty of rewards under a health policy. Further, wellness benefits help policyholders learn to implement healthy choices in their lives and reduce the risks of health problems which eventually make them healthier in the long run.”

Wellness services are available as in-built in the ‘Health Protector’ and ‘Family Health Protector’ products. One can avail the wellness benefits through IFFCO-TOKIO website or through IFFCO-TOKIO Customer App.

About IFFCO-Tokio General Insurance:
IFFCO-Tokio General Insurance Company Limited is a 51:49 joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO), one of the world’s biggest cooperative societies which are wholly owned by Indian Cooperatives, and Tokio Marine Group, which is the largest listed insurance group in Japan. The company was incorporated on 4th December 2000.

IFFCO-Tokio General Insurance Company Limited offers retail products like motor, health, travel, home, and personal accident insurance and corporate products like property, marine and liability insurance through its wide distribution network of agents, banks, brokers, etc. and its website -www.iffcotokio.co.in.