IRDAI mandates general insurers to cover mental illness, HIV

IRDAI has made it mandatory for general insurers or stand-alone health insurers to launch health insurance policies that can provide coverage to people with mental illness and those afflicted with HIV/AIDS and disabilities.

In its latest circular, IRDAI said all general and stand-alone health insurers who have been issued a Certificate of Registration to transact general and health insurance business should mandatorily launch and offer their respective products immediately.