ICICI Lombard revamps its health offerings

ICICI Lombard has revamped its health insurance offerings keeping in mind the evolving consumer needs, which have taken the centre stage because of the ongoing Coronavirus (Covid-19) pandemic.

The insurer has launched four new plans, namely Health Shield, Health Shield Plus, Health Elite, and Health Elite Plus that are a part of its “complete health insurance” offering. These plans are powered with new features such as unlimited reset of sum insured wherein a customer gets the benefit of resetting up to 100 per cent of the base sum insured unlimited times in a policy year for an un-related ailment. Other features include worldwide covers where inpatient expenses outside India will covered, but there is a co-pay of 10 per cent.

It has also come up with features such as claim protector benefit that will pay for the list of non-payable items. And, the sum insured protector feature shall increase the sum insured every year according to the prevailing inflation rates thereby ensuring that customers are adequately covered due to rising prices. The new products will also have features such as domiciliary hospitalisation, emergency assistance, air ambulance, outpatient coverage that too, cashless, super no claim bonus and others.

“The new plans introduced will enable customers to avail a host of value-added services such as free annual health check-up, online chat with doctors, e-opinion, dietician, and nutrition e-consultation, among others,” the company said in a statement.