IRDA EXAM: Sample Questions for 50 hours exam

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Created on 12 February 2012 Last Updated on 14 March 2013 Published Date
Written by Bimabazaar- Adminstrator Hits: 77526

Sample solved Question Papers for IRDA 50 hours Agents Training Exam. The answers are marked in bold. From Sashi Publications, Kolkata

1. The concept of insurance involves a transfer of

A. liability.

B. needs.

C. ownership.

D. risk.

2. Rakesh recently bought a health insurance policy and a personal accident policy. What main section(s) of the insurance market do these products normally fall into?

A. Life insurance in both cases.

B. Life insurance for health and non-life insurance for personal accident.

C. Non-life insurance in both cases.

D. Non-life insurance for health and life insurance for personal accident.

 

3. The main role of an underwriter in a non-life insurance company is normally to

A. assess the acceptability of particular risks.

B. certify a loss when claims are submitted.

C. design the structure of the products to be offered.

D. negotiate with the industry regulator.

 

4. Akshat is a relatively cautious person. In insurance terms, this will normally increase the likelihood that he will

A. be considered an above average insurance risk.

B. be considered a below average insurance risk.

C. require insurance cover.

D. require reinsurance cover.

 

5. How are perils and hazards normally distinguished under term insurance policies?

A. Perils are medical factors which influence the risk of dying and hazards are lifestyle activities which influence the risk of dying.

B. Perils are risks that policyholders will die before a specified date and hazards are factors which could influence that risk.

C. Perils are factors which affect the risk being insured and hazards are the size of the risk being insured.

D. Perils are factors which could influence an insured event occurring and hazards are the actual events which will trigger a payout.

 

6. In insurance terms, the risk of suffering a disability is best described as what type of risk?

A. Financial.

B. Fundamental.

C. Homogenous.

D. Speculative.

 

7. For a household insurance policy, insurable interest need only exist at outset and at what other point?

A. The date the cancellation period expires.

B. The date a claim occurs.

C. The date the policy document is received.

D. The termination date.

 

8. Rahul is employed by Sunny. In respect of this employment, Rahul automatically has insurable interest in Sunny’s life up to what limit, if any?

A. Rahul’s monthly salary.

B. Rahul’s pension fund value.

C. Sunny’s annual profit.

D. There is no limit.Sample Questions IC-33 7

9. Arun started a 20-year term insurance policy. Once established, when, if at all, is the insurer next entitled to ask him for proof of continuing good health?

A. At no point.

B. After the end of the first 12 months.

C. At the point when he changes occupation or retires.

D. When a lapsed policy is revived.

 

10. The concept of indemnity is based on the key principle that policyholders should be prevented from

A. insuring existing losses.

B. making false insurance claims.

C. paying excessively for insurance cover.

D. profiting from insurance.

 

11. Once an absolute assignment is effected under a life insurance policy, who will be the titleholder(s) of this policy?

A. The assignor in all cases.

B. The assignee in all cases.

C. Either the assignor or assignee depending on the type of policy involved.

D. The assignor and assignee jointly.

 

12. How long is the free look-in period under a term insurance policy from the date of receipt of the policy document?

A. 5 days.

B. 10 days.

C. 15 days.

D. 20 days.

 

13. A life insurer issued a quotation on 10 February, guaranteed for 14 days, which was accepted by the customer on day 10. Consequently the insurer can only decline this risk if the

A. customer submits a second quotation request.

B. insurer increases its underlying premium rates.

C. market place experiences a significant downturn.

D. material facts change.

 

14. A policy document for a money-back policy includes the statement ‘the proposal and declaration signed by the proposer form the basis of the contract’. In which main section of the policy document will this normally appear?

A. Attestation.

B. Operative clause.

C. Preamble.

D. Terms and conditions.

 

15. A life insurance policy can only be made paid up if what particular policy feature exists?

A. Indexing contribution.

B. Nomination facility.

C. Rider benefits.

D. Savings element.

16. The main reason why a life insurance proposal form often asks for the proposer’s height is to enable a reasonable comparison with the proposer’s

A. age.

B. gender.

C. occupation.

D. weight.

 

17. Where annually increasing flexible premiums operate under a life insurance policy, what rate of increase will generally apply?

A. 2.5%

B. 3.0%

C. 5.0%

D. 7.5%

 

18. The amount paid out by the insurer under a 30-year life insurance policy exceeded the sum insured plus revisionary bonuses. The excess is likely to result from?

A. charges refunded.

B. a frequency loading.

C. a tax rebate.

D. a terminal bonus.

 

19. What normally happens to the sum insured under a life insurance policy once the period of the lien expires?

A. It reduces.

B. It increases.

C. It is temporarily suspended.

D. It is replaced by a newly-underwritten sum insured.

 

20. The main protection need of a 19-year-old is most likely to be

A. self-protection.

B. home loan protection.

C. protection of dependants.

D. protection of children’s future.

 

21. Raunak recently arranged a life insurance policy under which he is classed as the master policyholder. This addresses his role as

A. a creditor.

B. a debtor.

C. an employee.

D. an employer.

 

22. The need for investment advice from an insurance agent normally results from what overriding key factor?

A. Absence of any long-term goals.

B. Inability to prioritise future financial needs.

C. Lack of market knowledge.

D. Shortage of available funds.

 

23. When undertaking financial planning for individuals without capital, what savings need is likely to be addressed in every single case?

A. Emergency funds.

B. Funds for children’s savings.

C. Funds for educational costs.

D. House purchase funds.Sample Questions IC-33 9

24. Naveen is addressing his income needs by investing directly in corporate bonds. In what form will he receive this income?

A. Annuity instalments.

B. Dividend payments.

C. Interest payments.

D. Rental payments.

 

25. Nikhil is looking for tax-efficient savings methods for his disposable income. He is considering an equity-linked savings scheme, national savings certificates and an endowment insurance policy. Premiums for which of these investments are allowed to be deducted from his taxable income?

A. The national savings certificates only.

B. The equity-linked savings scheme and the national savings certificates only.

C. The national savings certificates and the endowment insurance policy only.

D. The equity-linked savings scheme, the national savings certificates and the endowment insurance policy.

 

26. An investor holds a wide range of shares. If the Reserve Bank of India announces a series of significant interest rate increases, the prices of these shares are most likely to

A. become volatile.

B. decrease.

C. increase.

D. stagnate.

 

27. The main purpose of the guaranteed insurability rider benefit is to give the policyholder the right to

A. cancel a health-based exclusion after a symptom-free period.

B. include his parents under the policy.

C. increase cover when a key life event occurs.

D. maintain cover despite a fall in investment value.

 

28. The changes in healthcare costs over recent years has had what general impact on healthcare insurance?

A. A fall in average premium levels.

B. A reduction in underwriting requirements.

C. A rise in the need for cover.

D. A strengthening of the insurable interest rules.

 

29. The general need for a pension policy results from the existence of what key problem?

A. Anticipated fall in income.

B. Lack of employment opportunities.

C. Likely deterioration in health.

D. Uncertainty over investment performance.

 

30. Yash pays health insurance premiums for himself, his wife and his two children aged 13 and 8. Premiums for which of these individuals will qualify as deductible from Yash’s taxable income?

A. Yash only.

B. Yash and his wife only.

C. Yash, his wife and his oldest child.

D. Yash, his wife and both his children.

31. The sole focus during a client’s fact-find session was healthcare requirements and estate planning. Which main life stage is he most likely to fall into?

A. Young married.

B. Young married with children.

C. Pre-retirement.

D. Retirement.

 

32. Apart from the salary level, what other key feature of Alok’s job is likely to have a major impact on the level of his pension, life insurance and health insurance needs?

A. Whether the job is office or field-based.

B. The normal retirement age in relation to the job.

C. Whether the job is in the public or private sector.

D. Whether the job is manual or non-manual.

 

33. In the context of financial planning, how is the difference between real needs and perceived needs best described?

A. Real needs are financial needs and perceived needs are non-financial needs.

B. Real needs are actual needs and perceived needs are based on a client’s thoughts and desires.

C. Real needs are identified by the insurance agent and perceived needs are identified by the client.

D. Real needs are needs which satisfy an objective and perceived needs are needs which do not satisfy an objective.

 

34. In order to fulfil the ‘know your customer’ procedures, at what stage in the financial planning process is the insurance agent most likely to request a copy of the customer’s photograph?

A. At the end of the fact-find meeting.

B. At the end of the presentation meeting.

C. As soon as the application is accepted by the insurer.

D. As soon as the insurer is ready to issue the policy document.

 

35. An agent has recommended an investment product with non-guaranteed benefits. The benefit illustration passed to his client will therefore use assumed annual growth rates of

A. 5% and 8%

B. 5% and 10%

C. 6% and 8%

D. 6% and 10%

 

36. The main purpose of including commission details in the documentation to clients is to increase

A. competitiveness.

B. efficiency.

C. flexibility.

D. transparency.

 

37. A client has been recommended a low-risk investment product by his insurance agent, but the client insists the agent arranges for the money to be invested in a higher risk product. What action should the agent take?

A. Carry out these instructions, but document that this contradicts the recommendation.

B. Conduct a new fact-find.

C. Invest a reduced amount of money in this product.

D. Refuse to act for the client.Sample Questions IC-33 11

38. An insurance agent has advised a client to surrender an existing investment product and start a new investment product. What key indicator should be used to determine whether this advice was ethical?

A. The best interests of the client.

B. The difference in potential income and capital growth between the two products.

C. The flexibility of the new product compared to the old one.

D. The views expressed by the client.

 

39. What key impact will low persistency levels have on insurance policyholders?

A. An enhancement in product choice.

B. An improvement in investment performance.

C. An increase in insurance cover.

D. A reduction in benefits.

 

40. Raju died 5 years before the end of his 30-year endowment insurance policy. What factor most likely caused the insurer to investigate the claim using the early death claim procedures?

A. He paid the most recent premium during the period of grace.

B. His cover was originally accepted with a premium loading on medical grounds.

C. His death resulted from a recently acquired sudden illness.

D. The policy had lapsed and was revived shortly before he died.

 

41. A claim under a term insurance policy is submitted by an individual who has substantially understated his age. As an alternative to paying out the full claim the insurer is most likely to take what action?

A. Deduct the underpaid premiums from the sum insured.

B. Make the policy paid up.

C. Pay out the surrender value.

D. Reject the claim on the grounds of misrepresentation.

 

42. On the maturity of an endowment policy, a reduced sum insured is paid out. What is the most likely reason for this?

A. The instalments were commuted by the policyholder.

B. The policyholder’s health seriously deteriorated during the policy term.

C. The policy was made paid up during the policy term.

D. The policy was subject to a lien.

 

43. What key event is most likely to prevent insurers from ensuring that each insured person brings a fair premium to the pool for the risk presented?

A. A fraudulent claim.

B. A policy assignment.

C. A steep rise in inflation.

D. A sudden illness.

 

44. An insurance agent served an insurer continually and exclusively for 20 years, after which he retired from work. In accordance with Section 44 of the Insurance Act 1938, renewal commission due to him after the termination of his agency can only be withheld if

A. he ceases to remain a resident of India for tax purposes.

B. he survives beyond the age of 75.

C. there has been a change in regulator.

D. there is fraud involved.

45. Legislation gives which body the power to specify a code of conduct for surveyors and loss assessors?

A. Institute of Insurance and Risk Management.

B. Insurance Regulatory and Development Authority.

C. Life Insurance Council.

D. Securities and Exchange Board of India.

 

46. What key legacy has been left by the activities of the Tariff Advisory Committee?

A. A central compensation fund.

B. Customer classification status.

C. Illustrative projection rates.

D. Standard policy wordings.

 

47. Apart from conducting a comprehensive fact-find, the other main action that an insurance agent can take at outset to minimise the risk of subsequently receiving a customer complaint is to

A. ask for referrals.

B. offer commission rebates.

C. provide detailed disclosures.

D. register with the Insurance Ombudsman.

 

48. An award made by the Insurance Ombudsman will only be binding on the insurer if the

A. complainant accepts this decision.

B. Consumer Forum is involved in the case.

C. insurer signs a disclaimer.

D. value of the award is less than 2 lakhs.

 

49. A policyholder asked his insurance agent for guidance on submitting a claim for the maturity benefit under his life insurance policy. Due to pressure of work, the agent declined to assist. Consequently, this action is deemed to be a breach of the

A. General Insurance Council’s guidelines.

B. Insurance Regulatory and Development Authority’s Code of Conduct.

C. Insurance Ombudsman’s protocols.

D. Insurance Brokers Association of India’s membership rules.

 

50. During the process of applying for life insurance, the customer discloses confidentially to the insurance agent that he had a mild stroke four months ago, however this was NOT mentioned on the application form. In accordance with the Insurance Regulatory and Development Authority’s Code of Conduct, how should the insurance agent deal with this information?

A. Ask the policyholder’s doctor to send details to the insurer.

B. Notify the insurer of this matter.

C. Refuse to act for the customer in this case.

D. Respect this confidentiality by not discussing it with anyone else.


© Prepared by The Chartered Insurance Institute 2011

 

For more Sample questions please visit the following link

Comments  

 
Autar krishen koul
+6 #80 Autar krishen koul 2014-03-28 10:17
I want to get registered as INSURANCE Surveyor/Loss Accessor/Valuer.please help me
A.K.Koul
 
 
A.I.WILSON
+3 #79 A.I.WILSON 2014-03-11 15:11
DEAR SIR CAN YOU PROVIDE IRDA 50 SAMPLE QUESTIONS
 
 
T naveen kumar
+4 #78 T naveen kumar 2014-02-11 11:06
hi
 
 
madhusudhan rao
+5 #77 madhusudhan rao 2013-10-10 08:12
Iam going to be prepare the online TATA AIA (IRDA) exam shortly ple help how to attend the online exam.
T hanking you sir,
M.Madhusudhan Rao.
 
 
RATAN BHJATTACHARYA
-5 #76 RATAN BHJATTACHARYA 2013-09-28 05:12
pl. you may sent 5 set of most important question paper? if yes sent me to my mail box please. thanks.
 
 
S.Thomas
+8 #75 S.Thomas 2013-09-24 02:58
Dear Sir/Madam,

Kindly send me sample question papers with corresponding answers of IC-34- general Insurance (New Syllabus), pre recruitment conducted by Insurance Institute of India at your earliest. I just came upon your site. My exam is tomorrow morning.

Thanking you,

S. Thomas
 
 
prashant gundekar
+4 #74 prashant gundekar 2013-09-22 09:05
please send me lic agent samplel paper of 2012 in marathi.
 
 
Manjunath s r
+5 #73 Manjunath s r 2013-09-10 10:15
dear sir plz send me old model test paper for prerecuruiment exam of li agent,based on latest sylabus at least five set of model taste paper
 
 
RAMESH VASU
+7 #72 RAMESH VASU 2013-08-23 17:00
have applied for irda exam can i have irda question and answer sheets

thanks and regards
ramesh vasu
 
 
ravi Dheeman
+3 #71 ravi Dheeman 2013-08-18 05:45
get latest updates on banking jobs www.acejobsearch.com
 
 
Nageswaran AG
+3 #70 Nageswaran AG 2013-08-04 07:56
Sir

Would like to become IRDA Agent for Non-Life Insurance. Appearing for Agent online test.

Please send me the model / sample questions with Answers to enable me to practice.

With Regads
 
 
ramesh chandra
+2 #69 ramesh chandra 2013-07-08 14:05
Please send me a sample question paper so i could get prepaired for IRDA EXAM
 
 
Shobhit Gupta
+5 #68 Shobhit Gupta 2013-05-25 14:43
Please send me a sample question paper so i could get prepaired for IRDA EXAM
 
 
shambhu kumar gupta
+3 #67 shambhu kumar gupta 2013-05-16 15:40
imbhu kumar gupta am sha
 
 
RAJESH KUMAR
+4 #66 RAJESH KUMAR 2013-05-15 05:25
pls send me previous 5 yrs question paper of IRDA IC-33
 
 
RAJESH KUMAR
-1 #65 RAJESH KUMAR 2013-05-15 05:23
Plz Send me a previous 5 yrs question paper of IRDA IC-33 PLSS....
 
 
k v pathak
+1 #64 k v pathak 2013-04-12 07:00
Pl. send me 5 years IRDA Q.papers for Agents Licensing.
 
 
sujit das
+1 #63 sujit das 2013-03-26 17:02
pl.send me last 2yrs irda Q&a in hindi,english &bengali version.
 
 
sarbjit singh
+2 #62 sarbjit singh 2013-03-13 12:23
plz send me general insurance 34 question answer set
 
 
sarbjit singh
+2 #61 sarbjit singh 2013-03-13 12:21
plz send me irda general insurance 34 question answer set
 
 
Taufique zzama
+5 #60 Taufique zzama 2013-03-03 02:24
dear sir plz send me the old model taste paper of icici g incurenc exam ....at least 5 model taste paper so i can do better practice...based on latest pattern
 
 
Taufique zzama
+3 #59 Taufique zzama 2013-03-03 02:23
dear sir plz send me the old model taste paper of icici genreal insurenc exam ....at least 5 model taste paper so i can do better practice...based on latest pattern
 
 
Taufique zzama
+3 #58 Taufique zzama 2013-03-03 02:20
Ple gave me irda exam paper to icici genrael incurane paper for last five time paper....
 
 
Ankit Shrivastav
0 #57 Ankit Shrivastav 2013-02-26 18:00
plz. send me irda ques. papers of five years........
 
 
Ankit Shrivastav
+2 #56 Ankit Shrivastav 2013-02-26 17:57
sir plz send me the irda ques. papers of five years..... plz sir
 
 
K.PAULPRINCE
+3 #55 K.PAULPRINCE 2013-02-18 10:29
dearsir please send me a hindi medium question bank for lic agents test thankyou!
 
 
K.PAULPRINCE
+2 #54 K.PAULPRINCE 2013-02-18 10:18
I want hindi model question
 
 
manojkumar jain
+2 #53 manojkumar jain 2013-02-08 04:24
please send me last 5 exams question paper
 
 
amitagupta
0 #52 amitagupta 2012-12-21 18:07
please send mepaper for last five years.
 
 
Arvind sharma
+5 #51 Arvind sharma 2012-12-19 07:34
please send me last 5 exams question paper
 
 
FRANCIS N J
0 #50 FRANCIS N J 2012-12-07 11:38
SUGGEST GIVE THE ANSWER KEY TOWARDS THE END
 
 
FRANCIS N J
+3 #49 FRANCIS N J 2012-12-07 11:36
sir,
very useful
send me more of samples
 
 
shabbu
+4 #48 shabbu 2012-09-27 09:08
excellent
 
 
Thangaraj
+3 #47 Thangaraj 2012-09-25 19:51
Its Very Useful....
 
 
Bimabazaar
+3 #46 Bimabazaar 2012-09-15 12:07
For More questions please visit the link

http://www.bimabazaar.com/index.php?option=com_content&view=article&id=1082:irda-agents-exam-mock-test-questions-for-50-hours-exam-ic33-part-1&catid=54:insurance-career&Itemid=54
 
 
Raj
+2 #45 Raj 2012-09-11 12:42
pls provied the irda ic33 exam paper set
 
 
RANI
0 #44 RANI 2012-09-08 14:24
PLEASE PROVIDE MORE QUESTIONS TO PREPARE FOR EXAMS
 
 
nagender sharma
+4 #43 nagender sharma 2012-09-08 05:17
10 sep my exam date
 
 
Raj
+5 #42 Raj 2012-09-07 09:09
Yes I found these very useful and I am going to attend the exam within 3 days. anyone is having more question on LIC Agent exam can share as soon as possible or send to me.
 
 
kaushik
+6 #41 kaushik 2012-09-04 11:40
IRDA Questions are very hard
 
 
piyali
+4 #40 piyali 2012-09-04 08:53
i learned the ird mcq
 
 
jayadeepa
+4 #39 jayadeepa 2012-09-03 10:46
plz send new syllabus quiz
 
 
jayadeepa
+1 #38 jayadeepa 2012-09-03 10:45
plz give me new syllabus quiz
 
 
PRADEEP KUMAR
+3 #37 PRADEEP KUMAR 2012-09-01 15:58
Dear Sir Can You Provide the ic-33 simple question
 
 
A.Parameswaran
+12 #36 A.Parameswaran 2012-09-01 15:04
send me atleast 5 question paper latest
 
 
dev kumar
+3 #35 dev kumar 2012-08-31 18:13
dear sir plz send me old model taste paper for prerecuruiment exam of li agent,based on latest sylabus at least five set of model taste paper
 
 
dev kumar
+5 #34 dev kumar 2012-08-31 18:09
dear sir plz send me the old model taste paper of lic agent's exam ....at least 5 model taste paper so i can do better practice...based on latest pattern
 
 
msr krishna
+4 #33 msr krishna 2012-08-30 13:01
please provide telugu medium ic-33 question bank for irda agts test
 
 
Rohit Raman
+2 #32 Rohit Raman 2012-08-26 06:15
Respected sir,
plese give me Life-50 hours study material

Thanks/regards

Rohit Raman(BDX of BASIX)
09370477372
 
 
bhavsingh
+2 #31 bhavsingh 2012-08-21 16:46
dear Sir iam bhavsingh i got dse lic but i want new ic 33 exam model paper
 
 
Yamuna V
+1 #30 Yamuna V 2012-08-21 09:43
Sir, this question paper is very useful to me thanks but i want to write exam in tamil so plz send me model qn paper in tamil .
 
 
pnk-raja
+4 #29 pnk-raja 2012-08-20 17:28
good one
 
 
jitu
+1 #28 jitu 2012-08-16 08:25
sir send me irda nseit exame paper
 
 
jitu
+3 #27 jitu 2012-08-16 08:24
sir sen me irda online exame paper in nseit of irda
 
 
BIMABAZAAR
+1 #26 BIMABAZAAR 2012-08-08 15:41
Right now we do not have the question banki in hindi
 
 
rupesh kishor
+1 #25 rupesh kishor 2012-08-08 12:50
Sir, Kindly provide me last 3 year online questions (general Insurance) for practice to appearing General insurance agent exam.
 
 
kaman
+5 #24 kaman 2012-08-08 12:05
dear sir send me the old solved papers in hindi medium
 
 
Ajit kumar
+3 #23 Ajit kumar 2012-08-07 10:44
Good
 
 
dhananjay
+1 #22 dhananjay 2012-07-27 04:44
plz send marathi test paper
 
 
sudhir
+1 #21 sudhir 2012-07-14 11:25
please send me lic agent samplel paper of 2012
 
 
Rudramuni
0 #20 Rudramuni 2012-07-13 04:47
pls send telugu
medium question and answer
20 modal paper
 
 
amigo
+1 #19 amigo 2012-07-10 14:56
sir can u send me more solved questions for irda agent exam.......
 
 
RADHAKRISHNAN
+2 #18 RADHAKRISHNAN 2012-07-08 11:57
this is very good of agent, i request atleast sent 5 question answer of 2012 for review purpose
 
 
manoj kumar g
+1 #17 manoj kumar g 2012-07-05 04:46
Dear Sir Can You Provide the General Insurance Only Solved Paper last 3 Year
I am Doing the Non Life General Insurance Exam.

Thank,s
 
 
sayan mukherjee
+1 #16 sayan mukherjee 2012-07-01 12:01
sir iam an applying for exam if you give me some sample quistion for practice i will be thankful to you
 
 
rajeshwari
0 #15 rajeshwari 2012-06-26 08:09
IRDA Information
 
 
Balasubramanian NR
+4 #14 Balasubramanian NR 2012-06-22 16:14
Why don't you post some more questions for
improving the knowledge, particularly about
the new IC 33
 
 
Puran Gurung
+5 #13 Puran Gurung 2012-06-20 16:37
Dear Sir,
Kindly send me 20 sets(50 Q&A)recent new syllabus IRDA solved question & answer. I shall be ever remain very grateful to you.
Thanking You
 
 
sekar
+1 #12 sekar 2012-06-13 14:56
Dear Sir Can You Provide the General Insurance Only
 
 
sekar
+3 #11 sekar 2012-06-13 14:51
Dear sir send me sample questions for general insurer
 
 
prakash kumar Shrivastava
+5 #10 prakash kumar Shrivastava 2012-06-09 14:32
Dear Sir

pls send me one year old many irda advisor exam paper in hindi medium


thank's

prakash kumar Shrivastava
 
 
SATISH
+4 #9 SATISH 2012-06-01 04:49
sir please send me a question in kannada language be cause i have exam in jun 5th i have to attanding in kannada only



Thanks & Regards
satish
 
 
verma anoop
+3 #8 verma anoop 2012-05-29 05:51
please give me new ic33 with question & answer
 
 
venkata ramana dn
+3 #7 venkata ramana dn 2012-05-26 10:22
Sir,
Plz send the 50 hrs sample question papers for telugu & english media for life insurance agents immediately.
 
 
L K Halba
+6 #6 L K Halba 2012-04-23 15:59
Sir, Kindly provide me last 3 year online questions (general Insurance) for practice to appearing General insurance agent exam.
 
 
shyam agarwal
+6 #5 shyam agarwal 2012-03-02 07:04
Quoting SATMAT:
Dear Sir Can You Provide the General Insurance Only Solved Paper last 3 Year
I am Doing the Non Life General Insurance Exam in Next Month

Thank,s



sir, for which general insurance exam question paper do you want ?
 
 
shyam agarwal
+3 #4 shyam agarwal 2012-03-02 07:00
Quoting rameshbabu:
i am an aspirant of applying for associate exams but i tried my efforts to apply for the exams through online but it i could find the application which cause me worried and i am loosing the opportunity to apply for the exams. the information what lic is providing to the employees is very worst and useless. LIC MUST LEARN TO PROVIDE CLEAR CUT INFORMATION TO ALL THE PEOPLE .



LIC is reputed brand though but mistakes can happen ...sir if you have any query regarding ASSOCIATE exam...please feel free to contact us by e-mail or phone..
 
 
SATMAT
+6 #3 SATMAT 2012-03-01 14:15
Dear Sir Can You Provide the General Insurance Only Solved Paper last 3 Year
I am Doing the Non Life General Insurance Exam in Next Month

Thank,s
 
 
rameshbabu
+3 #2 rameshbabu 2012-02-28 12:43
i am an aspirant of applying for associate exams but i tried my efforts to apply for the exams through online but it i could find the application which cause me worried and i am loosing the opportunity to apply for the exams. the information what lic is providing to the employees is very worst and useless. LIC MUST LEARN TO PROVIDE CLEAR CUT INFORMATION TO ALL THE PEOPLE .
 
 
rajendra shukla
+6 #1 rajendra shukla 2012-02-12 08:42
Irda sample questions for 50 hours are rarely available..tnx bimabazaar..
 

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Citibank and Apollo Munich to target...

citibank India and Apollo Munich announced they will provide specialized health care services to...

NEED FOR INCREASING INSURANCE...

      Life is full of uncertainties - unpredictable and unforeseen. While these uncertainties...

NEW MILESTONES IN THE INDIAN HEALTH...

              The  Right to Health is as important as the Right of Education. India's...

Business centre heads of indian...

      Introduction: Whenever a Customer approaches you - These ten commandants as stated below is...

Indian Market Natural Catastrophe...

      A) Introduction In Asia - Pacific zones we are all witnessing unprecedented frequency and...

GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE MONTH OF FEBRUARY, 2014 IN INDIA
GROSS DIRECT PREMIUM UNDERWRITTEN FOR...

  INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY FLASH FIGURES -- NON LIFE INSURERS GROSS DIRECT...

Commercial Insurance Coming of Age...

      Introduction Property & Casualty (P&C) insurance industry was highly impacted by...

Theoritical Insurance

      The caption of this article needs some explanation - to keep the readers - especially those...

Does Marine policy cover storage Risk

      Introduction: The client often approaches the underwriters to grant storage cover at the...

ENDEAVOUR TO REGULATE DETARIFFED...

Introduction: All of us are aware of the fact that with the enactment of the Insurance Regulatory...

INSURANCE & REINSURANCE Of...

 Introduction Acts of God perils or Natural Catastrophe perils are 'Insurable' so far as they are...

Micro Insurance- Progress Report in...

      Introduction Marsh defines micro insurance as insurance that is designed specifically for...

THE DEVIL IS IN THE "UNLIMITED...

  Indian laws on accident claims are quite stringent. The laws were formulated by prioritizing...

TITANIC, TP INSURANCE AND TARIFF

      1. Abstract 1-1. Back to basics- Cover -Liability and Premium 1-1-1. Whether the basic...

AN OVERVIEW OF MARINE INSURANCE

  Introduction The origins of modern marine insurance are to be found in the practices adopted by...

Mediclaim insurance for scribes by Bihar govt
Mediclaim insurance for scribes by...

      The Bihar government has recently launched Bihar Rajya Patrakar Bima Yojana- 2014 to...

Edelweiss Tokio Life Insurance launches Edelweiss Tokio Life – Wealth Builder
Edelweiss Tokio Life Insurance...

      Edelweiss Tokio Life Insurance, the life insurance arm of Edelweiss Financial Services Ltd...

ICICI Lombard unveiled cashless OPD insurance scheme
ICICI Lombard unveiled cashless OPD...

In a bid to facilitate the authentic time and stress free outpatients, ICICI Lombard General...

Severe dengue symptoms see surge in health insurance claims
Severe dengue symptoms see surge in...

      As per provisional data available from National Vector Borne Disease Control Program...

 LIC awarded in the Silver Category
LIC awarded in the Silver Category

      Life Insurance Corporation of India was awarded in the Silver Category. The award was...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

Iran shipping insurance may be...

      A group covering vessel owners said that insurance for tankers to export Iranian crude may...

World's first insured Bitcoin vault...

The world's first Bitcoin storage service that insures deposits of the digital currency against...

IRDA slaps Rs 1 lakh fine on Tata AIA Life
IRDA slaps Rs 1 lakh fine on Tata AIA...

      Insurance Regulatory and Development Authority  has imposed on Tata AIA Life Insurance...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

IRDA, RBI discuss concerns over insurance broking
IRDA, RBI discuss concerns over...

      In an effort to address the concerns of banks taking the broking route for selling...

UK insurance bill for storm and flood damage estimated  to cost £426 million
UK insurance bill for storm and flood...

      The insured bill for the damage caused by the storms and flooding over the Christmas 2013...

LIC increases stake in SBI by 15%
LIC increases stake in SBI by 15%

  A latest stock exchange disclosure has revealed that Life Insurance Corporation of India (LIC)...

12 insurance cos imposed Rs 5 cr fine by Irda this fiscal
12 insurance cos imposed Rs 5 cr fine...

      Twelve insurance companies including market leaders HDFC Life and ICICI Prudential Life was...

Irda issues revised guidelines on micro insurance products
Irda issues revised guidelines on...

      The Insurance Regulatory and Development Authority has issued revised guidelines on micro...

Future Generali India Insurance posts profit of Rs. 28.4 crore at the end of Quarter 3
Future Generali India Insurance posts...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

IRDA asks SBI Life Insurance  to repay 275 crores to Policyholders
IRDA asks SBI Life Insurance to...

IRDA during onsite inspection conducted in December, 2010 found that M/s.SBI Life Insurance...

RELIANCE LIFE INSURANCE LAUNCHES SMART CASH PLUS PLAN
RELIANCE LIFE INSURANCE LAUNCHES...

      Reliance Life Insurance Company, part of Reliance Capital Limited, announced the launch of...

Student Suraksha From Future Generali India General Insurance
Student Suraksha From Future Generali...

Future Student Suraksha is specially designed insurance cover for students travelling abroad for...

ENERGY HEALTH INSURANCE PLAN FROM APOLLO MUNICH HEALTH INSURANCE
ENERGY HEALTH INSURANCE PLAN FROM...

Energy, is a unique wellness management plan for individuals with Type 2 Diabetes Mellitus,...

Erection All Risk From Liberty Videocon General Insurance
Erection All Risk From Liberty...

      Features & Benefits Requirements:The foundation of a building may be laid with a single...

 SINGLE PREMIUM ENDOWMENT PLAN FROM Life Insurance Corporation of India
SINGLE PREMIUM ENDOWMENT PLAN FROM...

LIC's Single Premium Endowment Plan is a participating non-linked savings cum protection plan,...

Guaranteed Income Plus Insurance Plan From AEGON Religare Life Insurance
Guaranteed Income Plus Insurance Plan...

Why buy this Plan? In today’s life, very fewthings come with guarantees. Life can be uncertain...

Wealth Max plan From Birla Sun Life Insurance
Wealth Max plan From Birla Sun Life...

Have you often wondered about an investment vehicle, which provides financial protection for your...

Renewal methods that can be...

      There are a number of renewal methods that can be incorporated in policy conditions such as...

procedures that an underwriter must...

There are some risks which are claim-prone owing to the physical Hazard. They are generally...

What are the skills that an...

An Underwriter should possess the following skills: a.He should be able to visualize the property...

Need of health insurance ?

In a country like India, where maximum medical expenses are borne by individuals themselves ,...

What is health Insurance ?

      Health Insurance is a way to distribute the financial risk associated with the variation of...

LIC tops the tax defaulter's list
LIC tops the tax defaulter's list

      The list of top tax defaulters provided by the Income Tax department features Life...

Problems involved in Risk Financing...

      Sometimes, some organizations desire to retain risks internally to cope up with large and...

Steps of formulating Risk Management...

Regardless of the type of companies and the type of management, it is highly desirable that there...

Effective risk management, depends to...

      Effective risk management truly depends to a large extent on the use of probability...

 Top small cars are prone to life threatening road accidents
Top small cars are prone to life...

Small cars from some of the leading brands sold in India has failed miserably in crash cases...

Free insurance cover to Amarnath pilgrims
Free insurance cover to Amarnath...

All pilgrims that hold valid permits for this year's Amarnath Yatra will be provided a free...

Bihar govt plans  insurance scheme for panchayat representatives
Bihar govt plans insurance scheme...

Panchayati Raj and Rural Works Department Minister of Bihar, Bhim Singh stated recently that the...

Frequently Asked Questions about Insurance Repository
Frequently Asked Questions about...

  1. What is Insurance Repository? “Insurance Repository” means a company formed and registered...

Swiss Re earns profit of USD 4.4 billion for 2013
Swiss Re earns profit of USD 4.4...

Swiss Re has delivered a net income of USD 4.4 billion for 2013. The result was driven by...

Future Generali India Life Insurance receives ISO 9001:2008 certification
Future Generali India Life Insurance...

Future Generali India Life Insurance Company Limited, a joint venture between Future Group - the...

How insurers in Asia can help consumers meet their increasing needs for medical insurance products and services
How insurers in Asia can help...

All markets surveyed in this study (China, Hong Kong, India, Indonesia, Malaysia and Thailand)...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

Future Generali India Insurance, a joint venture between Future Group - the leading retailer of...

IRDA: Implementation of Standard Proposal form for Life Insurance
IRDA: Implementation of Standard...

After examining various representations received from Life Insurance Industry, the competent...

Guidelines for Individual Agents for Persistency of Life Insurance Policies
Guidelines for Individual Agents for...

IRDA has issued some modifications for persistency of Life Insruance Policies. In modification of...

Maples Publication,Belgharia, Kolkata...

  Please beware of duplicate books/study materials from Maples Publication, kolkata which is a...

Future Generali insures Mangal Navratri 2013 with Falguni Pathak and her troupe
Future Generali insures Mangal...

Future Generali India Insurance Company Ltd. is one of the leading insurers who offer insurance...

RELIANCE LIFE INSURANCE AMONGST FIRST FEW PRIVATE INSURERS TO OFFER INSURANCE POLICIES IN ELECTRONIC DEMAT FORM
RELIANCE LIFE INSURANCE AMONGST FIRST...

Reliance Life Insurance Company (RLIC), part of Reliance Capital Limited, today announced the...

Chola MS raises additional Rs. 75 crore capital for business growth and expansion
Chola MS raises additional Rs. 75...

Cholamandalam MS General Insurance Company Limited, a joint venture between Murugappa Group and...

National Seminar on ‘Big data to Predictive Analytics – Future of Healthcare’ conducted by PHD Chamber
National Seminar on ‘Big data to...

The PHD Chamber of Commerce and Industry organized a Seminar on Big data to Predictive Analytics...

 Now cops under medical insurance cover
Now cops under medical insurance cover

The death of Lal Bahadur Lohar, the State Intelligence Bureau  (SIB)constable who was deputed to...

IRDA considering  health policies with 5 years span
IRDA considering health policies...

IRDA is considering a proposal to allow five year policies with the hope to  improve the health...

Now, demat insurance covers under one folioR
Now, demat insurance covers under one...

Now all policies be it life, health or motor can be dematerialized and maintained under a single...

 As auto skids in downturn, insurers feel the pinch
As auto skids in downturn, insurers...

With the decrease in demand for passenger cars due to the economic slowdown the insurance majors...

Natural disasters drive demand for property insurance in South Africa
Natural disasters drive demand for...

Property insurance, the largest category in the South African non-life insurance industry, is...

Max Life eyes traditional plans
Max Life eyes traditional plans

With customers moving towards more secure returns because of volatile stock market, Max Life...

Health insurers adopting co-payment model to cut costs
Health insurers adopting co-payment...

In a bid to ensure optimal utilization of benefits by policyholders, employers are increasingly...

Karnataka Vikas Grameena Bank tiesup with IndiaFirst Life to offer insurance products
Karnataka Vikas Grameena Bank tiesup...

Karnataka Vikas Grameena Bank (KVGB) owned by Government-Sponsored by Syndicate Bank, one of the...

Future Generali India Life Insurance launches the Care Plus Plan
Future Generali India Life Insurance...

Future Generali India Life Insurance Company Limited (FGILI), a joint venture between Future...

Solved Paper for General Insurance Accounts and Regulation of Investment IC46 for associateship
Solved Paper for General Insurance...

Launching of Guide Book for IC46 Plus Mock Test                   Guide...

Get your FREE e-Insurance Account now
Get your FREE e-Insurance Account now

      You have been enjoying the benefits of Demat account and would have experienced the ease...

2014 Budget Speech Extracts of Sri Arun Jaitely, Finance Minister, India relating to Direct Tax Proposals
2014 Budget Speech Extracts of Sri...

I do not propose to make any change in the tax rate.  However, with a view to provide relief to...

Budget 2014 - Highlights for Insurance Sector
Budget 2014 - Highlights for...

Budget Speech By Sri Arun Jaitely, Finance Minister The Insurance sector is investment starved....

Budget Reactions from Future Generali India
Budget Reactions from Future Generali...

“The budget announcement on increasing FDI cap in insurance to 49% is a positive step forward. We...

Budget Reaction - Mr. Antony Jacob, CEO, Apollo Munich Health Insurance
Budget Reaction - Mr. Antony Jacob,...

Today's Union Budget speech has certainly brought good news for the insurance sector by the...

Future Generali India Insurance ties up with Punjab & Maharashtra Co-operative Bank
Future Generali India Insurance ties...

Future Generali India Insurance, a joint venture between India’s leading retailer Future Group...

Swiss Re sigma study on world insurance in 2013 says premium growth slowed largely due to weak life sales in advanced markets
Swiss Re sigma study on world...

      Premiums written in the global insurance industry grew by 1.4% in real terms to USD 4 641...

Max Bupa wins the technology award at the fourth edition of India Insurance Awards
Max Bupa wins the technology award at...

Max Bupa has been conferred with top honor for technology maturity at the fourth edition of India...

Research on Fraud in Health Insurance...

Insurance Sector in India is expanding rapidly with stiff competition in the insurance industry....

 Indian millionaires are expected to grow at a strong pace- WealthInsight
Indian millionaires are expected to...

According to a new report from WealthInsight, Indian millionaires are expected to grow at a...

 Insurers to offer products exclusively through specific distribution channel
Insurers to offer products...

      Instead of selling the same insurance products across various distribution channels,...

Family floaters gain as healthcare costs rise
Family floaters gain as healthcare...

In a bid to cut down their health insurance bill, buyers are increasingly turning to family...

Private health insurers cover 65% policy holders
Private health insurers cover 65%...

Around 65 per cent of health insurance policy holders in the country are covered by private...

LIC buys Rs. 4,300 cr loans from 7 states
LIC buys Rs. 4,300 cr loans from 7...

Life Insurance Corporation of India (LIC) has bought debt worth about Rs 4,300 crore in state...

IRDA initiates study for group insurance policies
IRDA initiates study for group...

Insurance Regulatory and Development Authority of India has initiated a study regarding the...

Finance Ministry cancels IRDA order withdrawing third-party pool
Finance Ministry cancels IRDA order...

The finance ministry has rescinded the insurance regulator's decision to withdraw third party...

IRDA forms working group for simple products in general insurance
IRDA forms working group for simple...

IRDA has formed a working group to review 'File & Use' (F&U) guidelines to ensure...

IRDA may ask life insurers to tie up with repositories
IRDA may ask life insurers to tie up...

The Insurance Regulatory and Development Authority is likely to make it mandatory for life...

 Indian online insurance market size more than Rs. 700 cr : BCG Report
Indian online insurance market size...

The online insurance market in India is already in excess of Rs.700 crore. While life insurance...

Information Technology is quietly revolutionizing insurance distribution, helping increase consumer centricity, says Swiss Re sigma study
Information Technology is quietly...

      Technology is changing the way insurers and consumers interact, says Swiss Re's latest...

ACFE Report: Organizations Still not upto mark in Fraud Prevention
ACFE Report: Organizations Still not...

      Organizations around the world lose an estimated 5 percent of their annual revenues to...

Insurers in India tap GPS technology to offer onsite covers
Insurers in India tap GPS technology...

Insurers in India are making full use of technology to sell insurance policies. Few days back an...

Govt to form nuclear insurance pool to address liability issue
Govt to form nuclear insurance pool...

Moving to address the liability issue that has held up deals with various countries, the...

Insurance Ombudsman post in kolkata vacant since long
Insurance Ombudsman post in kolkata...

Insurance Ombudsman post in Kolkata lying vacant since long Insurance policyholders in the...

Reinsurance rates down by 20%: GIC Re
Reinsurance rates down by 20%: GIC Re

GIC Re has seen a softening of reinsurance rates in the contracts renewed in the last few months....

IndiaFirst Life continues its growth story; grows by 28% in FY 2013-14
IndiaFirst Life continues its growth...

  Customer focused products and processes help company grow amidst challenging times   Garners...

Reliance Insurance, UIDAI tie up for Aadhaar-based e-KYC
Reliance Insurance, UIDAI tie up for...

      With the intention to improve insurance penetration in the country, Reliance General...

Allahabad University plans insurance cover for students from next session
Allahabad University plans insurance...

      The Allahabad University has planned to start an insurance policy to cover every student...

Aviation insurance demand on the rise
Aviation insurance demand on the rise

  With the demand for covers for ground handling and aviation product liability insurance...

Direct Taxes Code 2013- KPMG INDIA

In August 2009, the Government unveiled the Direct Taxes Code, 2009 (DTC 2009) along with a...

MetLife Names Ralph Brunner as Chief Marketing Officer for Asia
MetLife Names Ralph Brunner as Chief...

      HONG KONG --MetLife, Inc. announced  that Ralph Brunner has joined the company as its Chief...

Claim is not payable if location is...

  Judgement   Ahmedabad Ombudsman Centre Case No. 11/ 005 / 0045 Shri. M. S. A. Kajalwala Vs...

The Experience rating method.

      All large individual risk rating is a form of experience rating as they need to reflect the...

The process of Individual risk rating...

        Generally, individual rating is done for various reasons, such as the price charged to...

How are the Rating Structure made in...

 All rates are based on various risk exposures that  insurance may face.  However the rate for...

Purposes of rate making in general...

      The purpose of rate making is to set the prices of insurance products in such a way...

THE ‘COMPLAINT-AS-GIFT’ STRATEGY THAT...

      INTRODUCTION: In this competitive insurance market in India, we need to become very much...

Global insured losses from catastrophes were USD 45 billion in 2013, Swiss Re sigma
Global insured losses from...

Global insured losses from catastrophes were USD 45 billion in 2013,according to Swiss Re sigma....

Fraudulent practices on a spurt in life insurance
Fraudulent practices on a spurt in...

  life insurance companies across the country are witnessing a sharp rise in cases of fraud and...

Insurance sector worried over high attrition rate
Insurance sector worried over high...

      Frontline staffs in the insurance sector  are making a flight to the IT, ITes and retail...

Life insurers treat suicides as natural deaths for hassle free claims
Life insurers treat suicides as...

To avoid hassle in settlement of claims life insurance companies in India consider suicides as...

Medical errors on the rise in Arabian Kingdom
Medical errors on the rise in Arabian...

  The Arabian Kingdom is looking to develop a system of accountability for medical errors in the...

Bajaj Allianz starts special campaign for easy  renewal of  lapsed policies
Bajaj Allianz starts special campaign...

      In a bid to provide assistance to policyholders to get lapsed policies renewed easily Bajaj...

Reliance Life insurance launches super money back plan
Reliance Life insurance launches...

      Reliance Life Insurance, recently launched its new offering 'Reliance Super Money Back...

 IRDA releases pilot version of hospital IDs
IRDA releases pilot version of...

  In an effort to streamline hospital listings a  pilot version of a unique hospital ID master...

New money back plans launched by LIC
New money back plans launched by LIC

      LIC's New Money Back Plans has been  launched .The plans are for 20years and 25 years term...

Star Health & Allied Insurance Co launches Diabetes Safe, new health insurance product
Star Health & Allied Insurance Co...

From a modest beginning of Rs.12.51 crore retail business in 2006-07, Star Health has now...

Citibank and Apollo Munich to target over 16 million households with specialized health insurance services
Citibank and Apollo Munich to target...

citibank India and Apollo Munich announced they will provide specialized health care services to...

NEED FOR INCREASING INSURANCE...

      Life is full of uncertainties - unpredictable and unforeseen. While these uncertainties...

NEW MILESTONES IN THE INDIAN HEALTH...

              The  Right to Health is as important as the Right of Education. India's...

Business centre heads of indian...

      Introduction: Whenever a Customer approaches you - These ten commandants as stated below is...

Indian Market Natural Catastrophe...

      A) Introduction In Asia - Pacific zones we are all witnessing unprecedented frequency and...

GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE MONTH OF FEBRUARY, 2014 IN INDIA
GROSS DIRECT PREMIUM UNDERWRITTEN FOR...

  INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY FLASH FIGURES -- NON LIFE INSURERS GROSS DIRECT...

Commercial Insurance Coming of Age...

      Introduction Property & Casualty (P&C) insurance industry was highly impacted by...

Theoritical Insurance

      The caption of this article needs some explanation - to keep the readers - especially those...

Does Marine policy cover storage Risk

      Introduction: The client often approaches the underwriters to grant storage cover at the...

ENDEAVOUR TO REGULATE DETARIFFED...

Introduction: All of us are aware of the fact that with the enactment of the Insurance Regulatory...

INSURANCE & REINSURANCE Of...

 Introduction Acts of God perils or Natural Catastrophe perils are 'Insurable' so far as they are...

Micro Insurance- Progress Report in...

      Introduction Marsh defines micro insurance as insurance that is designed specifically for...

THE DEVIL IS IN THE "UNLIMITED...

  Indian laws on accident claims are quite stringent. The laws were formulated by prioritizing...

TITANIC, TP INSURANCE AND TARIFF

      1. Abstract 1-1. Back to basics- Cover -Liability and Premium 1-1-1. Whether the basic...

AN OVERVIEW OF MARINE INSURANCE

  Introduction The origins of modern marine insurance are to be found in the practices adopted by...

Mediclaim insurance for scribes by Bihar govt
Mediclaim insurance for scribes by...

      The Bihar government has recently launched Bihar Rajya Patrakar Bima Yojana- 2014 to...

Edelweiss Tokio Life Insurance launches Edelweiss Tokio Life – Wealth Builder
Edelweiss Tokio Life Insurance...

      Edelweiss Tokio Life Insurance, the life insurance arm of Edelweiss Financial Services Ltd...

ICICI Lombard unveiled cashless OPD insurance scheme
ICICI Lombard unveiled cashless OPD...

In a bid to facilitate the authentic time and stress free outpatients, ICICI Lombard General...

Severe dengue symptoms see surge in health insurance claims
Severe dengue symptoms see surge in...

      As per provisional data available from National Vector Borne Disease Control Program...

 LIC awarded in the Silver Category
LIC awarded in the Silver Category

      Life Insurance Corporation of India was awarded in the Silver Category. The award was...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

Iran shipping insurance may be...

      A group covering vessel owners said that insurance for tankers to export Iranian crude may...

World's first insured Bitcoin vault...

The world's first Bitcoin storage service that insures deposits of the digital currency against...

IRDA slaps Rs 1 lakh fine on Tata AIA Life
IRDA slaps Rs 1 lakh fine on Tata AIA...

      Insurance Regulatory and Development Authority  has imposed on Tata AIA Life Insurance...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

IRDA, RBI discuss concerns over insurance broking
IRDA, RBI discuss concerns over...

      In an effort to address the concerns of banks taking the broking route for selling...

UK insurance bill for storm and flood damage estimated  to cost £426 million
UK insurance bill for storm and flood...

      The insured bill for the damage caused by the storms and flooding over the Christmas 2013...

LIC increases stake in SBI by 15%
LIC increases stake in SBI by 15%

  A latest stock exchange disclosure has revealed that Life Insurance Corporation of India (LIC)...

12 insurance cos imposed Rs 5 cr fine by Irda this fiscal
12 insurance cos imposed Rs 5 cr fine...

      Twelve insurance companies including market leaders HDFC Life and ICICI Prudential Life was...

Irda issues revised guidelines on micro insurance products
Irda issues revised guidelines on...

      The Insurance Regulatory and Development Authority has issued revised guidelines on micro...

Future Generali India Insurance posts profit of Rs. 28.4 crore at the end of Quarter 3
Future Generali India Insurance posts...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

IRDA asks SBI Life Insurance  to repay 275 crores to Policyholders
IRDA asks SBI Life Insurance to...

IRDA during onsite inspection conducted in December, 2010 found that M/s.SBI Life Insurance...

RELIANCE LIFE INSURANCE LAUNCHES SMART CASH PLUS PLAN
RELIANCE LIFE INSURANCE LAUNCHES...

      Reliance Life Insurance Company, part of Reliance Capital Limited, announced the launch of...

Student Suraksha From Future Generali India General Insurance
Student Suraksha From Future Generali...

Future Student Suraksha is specially designed insurance cover for students travelling abroad for...

ENERGY HEALTH INSURANCE PLAN FROM APOLLO MUNICH HEALTH INSURANCE
ENERGY HEALTH INSURANCE PLAN FROM...

Energy, is a unique wellness management plan for individuals with Type 2 Diabetes Mellitus,...

Erection All Risk From Liberty Videocon General Insurance
Erection All Risk From Liberty...

      Features & Benefits Requirements:The foundation of a building may be laid with a single...

 SINGLE PREMIUM ENDOWMENT PLAN FROM Life Insurance Corporation of India
SINGLE PREMIUM ENDOWMENT PLAN FROM...

LIC's Single Premium Endowment Plan is a participating non-linked savings cum protection plan,...

Guaranteed Income Plus Insurance Plan From AEGON Religare Life Insurance
Guaranteed Income Plus Insurance Plan...

Why buy this Plan? In today’s life, very fewthings come with guarantees. Life can be uncertain...

Wealth Max plan From Birla Sun Life Insurance
Wealth Max plan From Birla Sun Life...

Have you often wondered about an investment vehicle, which provides financial protection for your...

Renewal methods that can be...

      There are a number of renewal methods that can be incorporated in policy conditions such as...

procedures that an underwriter must...

There are some risks which are claim-prone owing to the physical Hazard. They are generally...

What are the skills that an...

An Underwriter should possess the following skills: a.He should be able to visualize the property...

Karnataka Vikas Grameena Bank tiesup with IndiaFirst Life to offer insurance products
Karnataka Vikas Grameena Bank tiesup...

Karnataka Vikas Grameena Bank (KVGB) owned by Government-Sponsored by Syndicate Bank, one of the...

Future Generali India Life Insurance launches the Care Plus Plan
Future Generali India Life Insurance...

Future Generali India Life Insurance Company Limited (FGILI), a joint venture between Future...

Solved Paper for General Insurance Accounts and Regulation of Investment IC46 for associateship
Solved Paper for General Insurance...

Launching of Guide Book for IC46 Plus Mock Test                   Guide...

Get your FREE e-Insurance Account now
Get your FREE e-Insurance Account now

      You have been enjoying the benefits of Demat account and would have experienced the ease...

2014 Budget Speech Extracts of Sri Arun Jaitely, Finance Minister, India relating to Direct Tax Proposals
2014 Budget Speech Extracts of Sri...

I do not propose to make any change in the tax rate.  However, with a view to provide relief to...

Budget 2014 - Highlights for Insurance Sector
Budget 2014 - Highlights for...

Budget Speech By Sri Arun Jaitely, Finance Minister The Insurance sector is investment starved....

Budget Reactions from Future Generali India
Budget Reactions from Future Generali...

“The budget announcement on increasing FDI cap in insurance to 49% is a positive step forward. We...

Budget Reaction - Mr. Antony Jacob, CEO, Apollo Munich Health Insurance
Budget Reaction - Mr. Antony Jacob,...

Today's Union Budget speech has certainly brought good news for the insurance sector by the...

Future Generali India Insurance ties up with Punjab & Maharashtra Co-operative Bank
Future Generali India Insurance ties...

Future Generali India Insurance, a joint venture between India’s leading retailer Future Group...

Swiss Re sigma study on world insurance in 2013 says premium growth slowed largely due to weak life sales in advanced markets
Swiss Re sigma study on world...

      Premiums written in the global insurance industry grew by 1.4% in real terms to USD 4 641...

Max Bupa wins the technology award at the fourth edition of India Insurance Awards
Max Bupa wins the technology award at...

Max Bupa has been conferred with top honor for technology maturity at the fourth edition of India...

Research on Fraud in Health Insurance...

Insurance Sector in India is expanding rapidly with stiff competition in the insurance industry....

 Indian millionaires are expected to grow at a strong pace- WealthInsight
Indian millionaires are expected to...

According to a new report from WealthInsight, Indian millionaires are expected to grow at a...

 Insurers to offer products exclusively through specific distribution channel
Insurers to offer products...

      Instead of selling the same insurance products across various distribution channels,...

Family floaters gain as healthcare costs rise
Family floaters gain as healthcare...

In a bid to cut down their health insurance bill, buyers are increasingly turning to family...

Private health insurers cover 65% policy holders
Private health insurers cover 65%...

Around 65 per cent of health insurance policy holders in the country are covered by private...

LIC buys Rs. 4,300 cr loans from 7 states
LIC buys Rs. 4,300 cr loans from 7...

Life Insurance Corporation of India (LIC) has bought debt worth about Rs 4,300 crore in state...

IRDA initiates study for group insurance policies
IRDA initiates study for group...

Insurance Regulatory and Development Authority of India has initiated a study regarding the...

Finance Ministry cancels IRDA order withdrawing third-party pool
Finance Ministry cancels IRDA order...

The finance ministry has rescinded the insurance regulator's decision to withdraw third party...

IRDA forms working group for simple products in general insurance
IRDA forms working group for simple...

IRDA has formed a working group to review 'File & Use' (F&U) guidelines to ensure...

IRDA may ask life insurers to tie up with repositories
IRDA may ask life insurers to tie up...

The Insurance Regulatory and Development Authority is likely to make it mandatory for life...

 Indian online insurance market size more than Rs. 700 cr : BCG Report
Indian online insurance market size...

The online insurance market in India is already in excess of Rs.700 crore. While life insurance...

Information Technology is quietly revolutionizing insurance distribution, helping increase consumer centricity, says Swiss Re sigma study
Information Technology is quietly...

      Technology is changing the way insurers and consumers interact, says Swiss Re's latest...

ACFE Report: Organizations Still not upto mark in Fraud Prevention
ACFE Report: Organizations Still not...

      Organizations around the world lose an estimated 5 percent of their annual revenues to...

Insurers in India tap GPS technology to offer onsite covers
Insurers in India tap GPS technology...

Insurers in India are making full use of technology to sell insurance policies. Few days back an...

Govt to form nuclear insurance pool to address liability issue
Govt to form nuclear insurance pool...

Moving to address the liability issue that has held up deals with various countries, the...

Insurance Ombudsman post in kolkata vacant since long
Insurance Ombudsman post in kolkata...

Insurance Ombudsman post in Kolkata lying vacant since long Insurance policyholders in the...

Reinsurance rates down by 20%: GIC Re
Reinsurance rates down by 20%: GIC Re

GIC Re has seen a softening of reinsurance rates in the contracts renewed in the last few months....

IndiaFirst Life continues its growth story; grows by 28% in FY 2013-14
IndiaFirst Life continues its growth...

  Customer focused products and processes help company grow amidst challenging times   Garners...

Reliance Insurance, UIDAI tie up for Aadhaar-based e-KYC
Reliance Insurance, UIDAI tie up for...

      With the intention to improve insurance penetration in the country, Reliance General...

Allahabad University plans insurance cover for students from next session
Allahabad University plans insurance...

      The Allahabad University has planned to start an insurance policy to cover every student...

Aviation insurance demand on the rise
Aviation insurance demand on the rise

  With the demand for covers for ground handling and aviation product liability insurance...

Direct Taxes Code 2013- KPMG INDIA

In August 2009, the Government unveiled the Direct Taxes Code, 2009 (DTC 2009) along with a...

MetLife Names Ralph Brunner as Chief Marketing Officer for Asia
MetLife Names Ralph Brunner as Chief...

      HONG KONG --MetLife, Inc. announced  that Ralph Brunner has joined the company as its Chief...

Claim is not payable if location is...

  Judgement   Ahmedabad Ombudsman Centre Case No. 11/ 005 / 0045 Shri. M. S. A. Kajalwala Vs...

The Experience rating method.

      All large individual risk rating is a form of experience rating as they need to reflect the...

The process of Individual risk rating...

        Generally, individual rating is done for various reasons, such as the price charged to...

How are the Rating Structure made in...

 All rates are based on various risk exposures that  insurance may face.  However the rate for...

Purposes of rate making in general...

      The purpose of rate making is to set the prices of insurance products in such a way...

THE ‘COMPLAINT-AS-GIFT’ STRATEGY THAT...

      INTRODUCTION: In this competitive insurance market in India, we need to become very much...

Global insured losses from catastrophes were USD 45 billion in 2013, Swiss Re sigma
Global insured losses from...

Global insured losses from catastrophes were USD 45 billion in 2013,according to Swiss Re sigma....

Fraudulent practices on a spurt in life insurance
Fraudulent practices on a spurt in...

  life insurance companies across the country are witnessing a sharp rise in cases of fraud and...

Insurance sector worried over high attrition rate
Insurance sector worried over high...

      Frontline staffs in the insurance sector  are making a flight to the IT, ITes and retail...

Life insurers treat suicides as natural deaths for hassle free claims
Life insurers treat suicides as...

To avoid hassle in settlement of claims life insurance companies in India consider suicides as...

Medical errors on the rise in Arabian Kingdom
Medical errors on the rise in Arabian...

  The Arabian Kingdom is looking to develop a system of accountability for medical errors in the...

Bajaj Allianz starts special campaign for easy  renewal of  lapsed policies
Bajaj Allianz starts special campaign...

      In a bid to provide assistance to policyholders to get lapsed policies renewed easily Bajaj...

Reliance Life insurance launches super money back plan
Reliance Life insurance launches...

      Reliance Life Insurance, recently launched its new offering 'Reliance Super Money Back...

 IRDA releases pilot version of hospital IDs
IRDA releases pilot version of...

  In an effort to streamline hospital listings a  pilot version of a unique hospital ID master...

New money back plans launched by LIC
New money back plans launched by LIC

      LIC's New Money Back Plans has been  launched .The plans are for 20years and 25 years term...

Star Health & Allied Insurance Co launches Diabetes Safe, new health insurance product
Star Health & Allied Insurance Co...

From a modest beginning of Rs.12.51 crore retail business in 2006-07, Star Health has now...

Citibank and Apollo Munich to target over 16 million households with specialized health insurance services
Citibank and Apollo Munich to target...

citibank India and Apollo Munich announced they will provide specialized health care services to...

NEED FOR INCREASING INSURANCE...

      Life is full of uncertainties - unpredictable and unforeseen. While these uncertainties...

NEW MILESTONES IN THE INDIAN HEALTH...

              The  Right to Health is as important as the Right of Education. India's...

Business centre heads of indian...

      Introduction: Whenever a Customer approaches you - These ten commandants as stated below is...

Indian Market Natural Catastrophe...

      A) Introduction In Asia - Pacific zones we are all witnessing unprecedented frequency and...

GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE MONTH OF FEBRUARY, 2014 IN INDIA
GROSS DIRECT PREMIUM UNDERWRITTEN FOR...

  INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY FLASH FIGURES -- NON LIFE INSURERS GROSS DIRECT...

Commercial Insurance Coming of Age...

      Introduction Property & Casualty (P&C) insurance industry was highly impacted by...

Theoritical Insurance

      The caption of this article needs some explanation - to keep the readers - especially those...

Does Marine policy cover storage Risk

      Introduction: The client often approaches the underwriters to grant storage cover at the...

ENDEAVOUR TO REGULATE DETARIFFED...

Introduction: All of us are aware of the fact that with the enactment of the Insurance Regulatory...

INSURANCE & REINSURANCE Of...

 Introduction Acts of God perils or Natural Catastrophe perils are 'Insurable' so far as they are...

Micro Insurance- Progress Report in...

      Introduction Marsh defines micro insurance as insurance that is designed specifically for...

THE DEVIL IS IN THE "UNLIMITED...

  Indian laws on accident claims are quite stringent. The laws were formulated by prioritizing...

TITANIC, TP INSURANCE AND TARIFF

      1. Abstract 1-1. Back to basics- Cover -Liability and Premium 1-1-1. Whether the basic...

AN OVERVIEW OF MARINE INSURANCE

  Introduction The origins of modern marine insurance are to be found in the practices adopted by...

Mediclaim insurance for scribes by Bihar govt
Mediclaim insurance for scribes by...

      The Bihar government has recently launched Bihar Rajya Patrakar Bima Yojana- 2014 to...

Edelweiss Tokio Life Insurance launches Edelweiss Tokio Life – Wealth Builder
Edelweiss Tokio Life Insurance...

      Edelweiss Tokio Life Insurance, the life insurance arm of Edelweiss Financial Services Ltd...

ICICI Lombard unveiled cashless OPD insurance scheme
ICICI Lombard unveiled cashless OPD...

In a bid to facilitate the authentic time and stress free outpatients, ICICI Lombard General...

Severe dengue symptoms see surge in health insurance claims
Severe dengue symptoms see surge in...

      As per provisional data available from National Vector Borne Disease Control Program...

 LIC awarded in the Silver Category
LIC awarded in the Silver Category

      Life Insurance Corporation of India was awarded in the Silver Category. The award was...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

Iran shipping insurance may be...

      A group covering vessel owners said that insurance for tankers to export Iranian crude may...

World's first insured Bitcoin vault...

The world's first Bitcoin storage service that insures deposits of the digital currency against...

IRDA slaps Rs 1 lakh fine on Tata AIA Life
IRDA slaps Rs 1 lakh fine on Tata AIA...

      Insurance Regulatory and Development Authority  has imposed on Tata AIA Life Insurance...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

IRDA, RBI discuss concerns over insurance broking
IRDA, RBI discuss concerns over...

      In an effort to address the concerns of banks taking the broking route for selling...

UK insurance bill for storm and flood damage estimated  to cost £426 million
UK insurance bill for storm and flood...

      The insured bill for the damage caused by the storms and flooding over the Christmas 2013...

LIC increases stake in SBI by 15%
LIC increases stake in SBI by 15%

  A latest stock exchange disclosure has revealed that Life Insurance Corporation of India (LIC)...

12 insurance cos imposed Rs 5 cr fine by Irda this fiscal
12 insurance cos imposed Rs 5 cr fine...

      Twelve insurance companies including market leaders HDFC Life and ICICI Prudential Life was...

Irda issues revised guidelines on micro insurance products
Irda issues revised guidelines on...

      The Insurance Regulatory and Development Authority has issued revised guidelines on micro...

Future Generali India Insurance posts profit of Rs. 28.4 crore at the end of Quarter 3
Future Generali India Insurance posts...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

IRDA asks SBI Life Insurance  to repay 275 crores to Policyholders
IRDA asks SBI Life Insurance to...

IRDA during onsite inspection conducted in December, 2010 found that M/s.SBI Life Insurance...

RELIANCE LIFE INSURANCE LAUNCHES SMART CASH PLUS PLAN
RELIANCE LIFE INSURANCE LAUNCHES...

      Reliance Life Insurance Company, part of Reliance Capital Limited, announced the launch of...

Student Suraksha From Future Generali India General Insurance
Student Suraksha From Future Generali...

Future Student Suraksha is specially designed insurance cover for students travelling abroad for...

ENERGY HEALTH INSURANCE PLAN FROM APOLLO MUNICH HEALTH INSURANCE
ENERGY HEALTH INSURANCE PLAN FROM...

Energy, is a unique wellness management plan for individuals with Type 2 Diabetes Mellitus,...

Erection All Risk From Liberty Videocon General Insurance
Erection All Risk From Liberty...

      Features & Benefits Requirements:The foundation of a building may be laid with a single...

 SINGLE PREMIUM ENDOWMENT PLAN FROM Life Insurance Corporation of India
SINGLE PREMIUM ENDOWMENT PLAN FROM...

LIC's Single Premium Endowment Plan is a participating non-linked savings cum protection plan,...

Guaranteed Income Plus Insurance Plan From AEGON Religare Life Insurance
Guaranteed Income Plus Insurance Plan...

Why buy this Plan? In today’s life, very fewthings come with guarantees. Life can be uncertain...

Wealth Max plan From Birla Sun Life Insurance
Wealth Max plan From Birla Sun Life...

Have you often wondered about an investment vehicle, which provides financial protection for your...

Renewal methods that can be...

      There are a number of renewal methods that can be incorporated in policy conditions such as...

procedures that an underwriter must...

There are some risks which are claim-prone owing to the physical Hazard. They are generally...

What are the skills that an...

An Underwriter should possess the following skills: a.He should be able to visualize the property...

Need of health insurance ?

In a country like India, where maximum medical expenses are borne by individuals themselves ,...

What is health Insurance ?

      Health Insurance is a way to distribute the financial risk associated with the variation of...

LIC tops the tax defaulter's list
LIC tops the tax defaulter's list

      The list of top tax defaulters provided by the Income Tax department features Life...

Problems involved in Risk Financing...

      Sometimes, some organizations desire to retain risks internally to cope up with large and...

Steps of formulating Risk Management...

Regardless of the type of companies and the type of management, it is highly desirable that there...

Effective risk management, depends to...

      Effective risk management truly depends to a large extent on the use of probability...

 Top small cars are prone to life threatening road accidents
Top small cars are prone to life...

Small cars from some of the leading brands sold in India has failed miserably in crash cases...

Free insurance cover to Amarnath pilgrims
Free insurance cover to Amarnath...

All pilgrims that hold valid permits for this year's Amarnath Yatra will be provided a free...

Bihar govt plans  insurance scheme for panchayat representatives
Bihar govt plans insurance scheme...

Panchayati Raj and Rural Works Department Minister of Bihar, Bhim Singh stated recently that the...

Frequently Asked Questions about Insurance Repository
Frequently Asked Questions about...

  1. What is Insurance Repository? “Insurance Repository” means a company formed and registered...

Swiss Re earns profit of USD 4.4 billion for 2013
Swiss Re earns profit of USD 4.4...

Swiss Re has delivered a net income of USD 4.4 billion for 2013. The result was driven by...

Future Generali India Life Insurance receives ISO 9001:2008 certification
Future Generali India Life Insurance...

Future Generali India Life Insurance Company Limited, a joint venture between Future Group - the...

How insurers in Asia can help consumers meet their increasing needs for medical insurance products and services
How insurers in Asia can help...

All markets surveyed in this study (China, Hong Kong, India, Indonesia, Malaysia and Thailand)...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

Future Generali India Insurance, a joint venture between Future Group - the leading retailer of...

IRDA: Implementation of Standard Proposal form for Life Insurance
IRDA: Implementation of Standard...

After examining various representations received from Life Insurance Industry, the competent...

Guidelines for Individual Agents for Persistency of Life Insurance Policies
Guidelines for Individual Agents for...

IRDA has issued some modifications for persistency of Life Insruance Policies. In modification of...

Maples Publication,Belgharia, Kolkata...

  Please beware of duplicate books/study materials from Maples Publication, kolkata which is a...

Future Generali insures Mangal Navratri 2013 with Falguni Pathak and her troupe
Future Generali insures Mangal...

Future Generali India Insurance Company Ltd. is one of the leading insurers who offer insurance...

RELIANCE LIFE INSURANCE AMONGST FIRST FEW PRIVATE INSURERS TO OFFER INSURANCE POLICIES IN ELECTRONIC DEMAT FORM
RELIANCE LIFE INSURANCE AMONGST FIRST...

Reliance Life Insurance Company (RLIC), part of Reliance Capital Limited, today announced the...

Chola MS raises additional Rs. 75 crore capital for business growth and expansion
Chola MS raises additional Rs. 75...

Cholamandalam MS General Insurance Company Limited, a joint venture between Murugappa Group and...

National Seminar on ‘Big data to Predictive Analytics – Future of Healthcare’ conducted by PHD Chamber
National Seminar on ‘Big data to...

The PHD Chamber of Commerce and Industry organized a Seminar on Big data to Predictive Analytics...

 Now cops under medical insurance cover
Now cops under medical insurance cover

The death of Lal Bahadur Lohar, the State Intelligence Bureau  (SIB)constable who was deputed to...

IRDA considering  health policies with 5 years span
IRDA considering health policies...

IRDA is considering a proposal to allow five year policies with the hope to  improve the health...

Karnataka Vikas Grameena Bank tiesup with IndiaFirst Life to offer insurance products
Karnataka Vikas Grameena Bank tiesup...

Karnataka Vikas Grameena Bank (KVGB) owned by Government-Sponsored by Syndicate Bank, one of the...

Future Generali India Life Insurance launches the Care Plus Plan
Future Generali India Life Insurance...

Future Generali India Life Insurance Company Limited (FGILI), a joint venture between Future...

Solved Paper for General Insurance Accounts and Regulation of Investment IC46 for associateship
Solved Paper for General Insurance...

Launching of Guide Book for IC46 Plus Mock Test                   Guide...

Get your FREE e-Insurance Account now
Get your FREE e-Insurance Account now

      You have been enjoying the benefits of Demat account and would have experienced the ease...

2014 Budget Speech Extracts of Sri Arun Jaitely, Finance Minister, India relating to Direct Tax Proposals
2014 Budget Speech Extracts of Sri...

I do not propose to make any change in the tax rate.  However, with a view to provide relief to...

Budget 2014 - Highlights for Insurance Sector
Budget 2014 - Highlights for...

Budget Speech By Sri Arun Jaitely, Finance Minister The Insurance sector is investment starved....

Budget Reactions from Future Generali India
Budget Reactions from Future Generali...

“The budget announcement on increasing FDI cap in insurance to 49% is a positive step forward. We...

Budget Reaction - Mr. Antony Jacob, CEO, Apollo Munich Health Insurance
Budget Reaction - Mr. Antony Jacob,...

Today's Union Budget speech has certainly brought good news for the insurance sector by the...

Future Generali India Insurance ties up with Punjab & Maharashtra Co-operative Bank
Future Generali India Insurance ties...

Future Generali India Insurance, a joint venture between India’s leading retailer Future Group...

Swiss Re sigma study on world insurance in 2013 says premium growth slowed largely due to weak life sales in advanced markets
Swiss Re sigma study on world...

      Premiums written in the global insurance industry grew by 1.4% in real terms to USD 4 641...

Max Bupa wins the technology award at the fourth edition of India Insurance Awards
Max Bupa wins the technology award at...

Max Bupa has been conferred with top honor for technology maturity at the fourth edition of India...

Research on Fraud in Health Insurance...

Insurance Sector in India is expanding rapidly with stiff competition in the insurance industry....

 Indian millionaires are expected to grow at a strong pace- WealthInsight
Indian millionaires are expected to...

According to a new report from WealthInsight, Indian millionaires are expected to grow at a...

 Insurers to offer products exclusively through specific distribution channel
Insurers to offer products...

      Instead of selling the same insurance products across various distribution channels,...

Family floaters gain as healthcare costs rise
Family floaters gain as healthcare...

In a bid to cut down their health insurance bill, buyers are increasingly turning to family...

Private health insurers cover 65% policy holders
Private health insurers cover 65%...

Around 65 per cent of health insurance policy holders in the country are covered by private...

LIC buys Rs. 4,300 cr loans from 7 states
LIC buys Rs. 4,300 cr loans from 7...

Life Insurance Corporation of India (LIC) has bought debt worth about Rs 4,300 crore in state...

IRDA initiates study for group insurance policies
IRDA initiates study for group...

Insurance Regulatory and Development Authority of India has initiated a study regarding the...

Finance Ministry cancels IRDA order withdrawing third-party pool
Finance Ministry cancels IRDA order...

The finance ministry has rescinded the insurance regulator's decision to withdraw third party...

IRDA forms working group for simple products in general insurance
IRDA forms working group for simple...

IRDA has formed a working group to review 'File & Use' (F&U) guidelines to ensure...

IRDA may ask life insurers to tie up with repositories
IRDA may ask life insurers to tie up...

The Insurance Regulatory and Development Authority is likely to make it mandatory for life...

 Indian online insurance market size more than Rs. 700 cr : BCG Report
Indian online insurance market size...

The online insurance market in India is already in excess of Rs.700 crore. While life insurance...

Information Technology is quietly revolutionizing insurance distribution, helping increase consumer centricity, says Swiss Re sigma study
Information Technology is quietly...

      Technology is changing the way insurers and consumers interact, says Swiss Re's latest...

ACFE Report: Organizations Still not upto mark in Fraud Prevention
ACFE Report: Organizations Still not...

      Organizations around the world lose an estimated 5 percent of their annual revenues to...

Insurers in India tap GPS technology to offer onsite covers
Insurers in India tap GPS technology...

Insurers in India are making full use of technology to sell insurance policies. Few days back an...

Govt to form nuclear insurance pool to address liability issue
Govt to form nuclear insurance pool...

Moving to address the liability issue that has held up deals with various countries, the...

Insurance Ombudsman post in kolkata vacant since long
Insurance Ombudsman post in kolkata...

Insurance Ombudsman post in Kolkata lying vacant since long Insurance policyholders in the...

Reinsurance rates down by 20%: GIC Re
Reinsurance rates down by 20%: GIC Re

GIC Re has seen a softening of reinsurance rates in the contracts renewed in the last few months....

IndiaFirst Life continues its growth story; grows by 28% in FY 2013-14
IndiaFirst Life continues its growth...

  Customer focused products and processes help company grow amidst challenging times   Garners...

Reliance Insurance, UIDAI tie up for Aadhaar-based e-KYC
Reliance Insurance, UIDAI tie up for...

      With the intention to improve insurance penetration in the country, Reliance General...

Allahabad University plans insurance cover for students from next session
Allahabad University plans insurance...

      The Allahabad University has planned to start an insurance policy to cover every student...

Aviation insurance demand on the rise
Aviation insurance demand on the rise

  With the demand for covers for ground handling and aviation product liability insurance...

Direct Taxes Code 2013- KPMG INDIA

In August 2009, the Government unveiled the Direct Taxes Code, 2009 (DTC 2009) along with a...

MetLife Names Ralph Brunner as Chief Marketing Officer for Asia
MetLife Names Ralph Brunner as Chief...

      HONG KONG --MetLife, Inc. announced  that Ralph Brunner has joined the company as its Chief...

Claim is not payable if location is...

  Judgement   Ahmedabad Ombudsman Centre Case No. 11/ 005 / 0045 Shri. M. S. A. Kajalwala Vs...

The Experience rating method.

      All large individual risk rating is a form of experience rating as they need to reflect the...

The process of Individual risk rating...

        Generally, individual rating is done for various reasons, such as the price charged to...

How are the Rating Structure made in...

 All rates are based on various risk exposures that  insurance may face.  However the rate for...

Purposes of rate making in general...

      The purpose of rate making is to set the prices of insurance products in such a way...

THE ‘COMPLAINT-AS-GIFT’ STRATEGY THAT...

      INTRODUCTION: In this competitive insurance market in India, we need to become very much...

Global insured losses from catastrophes were USD 45 billion in 2013, Swiss Re sigma
Global insured losses from...

Global insured losses from catastrophes were USD 45 billion in 2013,according to Swiss Re sigma....

Fraudulent practices on a spurt in life insurance
Fraudulent practices on a spurt in...

  life insurance companies across the country are witnessing a sharp rise in cases of fraud and...

Insurance sector worried over high attrition rate
Insurance sector worried over high...

      Frontline staffs in the insurance sector  are making a flight to the IT, ITes and retail...

Life insurers treat suicides as natural deaths for hassle free claims
Life insurers treat suicides as...

To avoid hassle in settlement of claims life insurance companies in India consider suicides as...

Medical errors on the rise in Arabian Kingdom
Medical errors on the rise in Arabian...

  The Arabian Kingdom is looking to develop a system of accountability for medical errors in the...

Bajaj Allianz starts special campaign for easy  renewal of  lapsed policies
Bajaj Allianz starts special campaign...

      In a bid to provide assistance to policyholders to get lapsed policies renewed easily Bajaj...

Reliance Life insurance launches super money back plan
Reliance Life insurance launches...

      Reliance Life Insurance, recently launched its new offering 'Reliance Super Money Back...

 IRDA releases pilot version of hospital IDs
IRDA releases pilot version of...

  In an effort to streamline hospital listings a  pilot version of a unique hospital ID master...

New money back plans launched by LIC
New money back plans launched by LIC

      LIC's New Money Back Plans has been  launched .The plans are for 20years and 25 years term...

Star Health & Allied Insurance Co launches Diabetes Safe, new health insurance product
Star Health & Allied Insurance Co...

From a modest beginning of Rs.12.51 crore retail business in 2006-07, Star Health has now...

Citibank and Apollo Munich to target over 16 million households with specialized health insurance services
Citibank and Apollo Munich to target...

citibank India and Apollo Munich announced they will provide specialized health care services to...

NEED FOR INCREASING INSURANCE...

      Life is full of uncertainties - unpredictable and unforeseen. While these uncertainties...

NEW MILESTONES IN THE INDIAN HEALTH...

              The  Right to Health is as important as the Right of Education. India's...

Business centre heads of indian...

      Introduction: Whenever a Customer approaches you - These ten commandants as stated below is...

Indian Market Natural Catastrophe...

      A) Introduction In Asia - Pacific zones we are all witnessing unprecedented frequency and...

GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE MONTH OF FEBRUARY, 2014 IN INDIA
GROSS DIRECT PREMIUM UNDERWRITTEN FOR...

  INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY FLASH FIGURES -- NON LIFE INSURERS GROSS DIRECT...

Commercial Insurance Coming of Age...

      Introduction Property & Casualty (P&C) insurance industry was highly impacted by...

Theoritical Insurance

      The caption of this article needs some explanation - to keep the readers - especially those...

Does Marine policy cover storage Risk

      Introduction: The client often approaches the underwriters to grant storage cover at the...

ENDEAVOUR TO REGULATE DETARIFFED...

Introduction: All of us are aware of the fact that with the enactment of the Insurance Regulatory...

INSURANCE & REINSURANCE Of...

 Introduction Acts of God perils or Natural Catastrophe perils are 'Insurable' so far as they are...

Micro Insurance- Progress Report in...

      Introduction Marsh defines micro insurance as insurance that is designed specifically for...

THE DEVIL IS IN THE "UNLIMITED...

  Indian laws on accident claims are quite stringent. The laws were formulated by prioritizing...

TITANIC, TP INSURANCE AND TARIFF

      1. Abstract 1-1. Back to basics- Cover -Liability and Premium 1-1-1. Whether the basic...

AN OVERVIEW OF MARINE INSURANCE

  Introduction The origins of modern marine insurance are to be found in the practices adopted by...

Mediclaim insurance for scribes by Bihar govt
Mediclaim insurance for scribes by...

      The Bihar government has recently launched Bihar Rajya Patrakar Bima Yojana- 2014 to...

Edelweiss Tokio Life Insurance launches Edelweiss Tokio Life – Wealth Builder
Edelweiss Tokio Life Insurance...

      Edelweiss Tokio Life Insurance, the life insurance arm of Edelweiss Financial Services Ltd...

ICICI Lombard unveiled cashless OPD insurance scheme
ICICI Lombard unveiled cashless OPD...

In a bid to facilitate the authentic time and stress free outpatients, ICICI Lombard General...

Severe dengue symptoms see surge in health insurance claims
Severe dengue symptoms see surge in...

      As per provisional data available from National Vector Borne Disease Control Program...

 LIC awarded in the Silver Category
LIC awarded in the Silver Category

      Life Insurance Corporation of India was awarded in the Silver Category. The award was...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

Iran shipping insurance may be...

      A group covering vessel owners said that insurance for tankers to export Iranian crude may...

World's first insured Bitcoin vault...

The world's first Bitcoin storage service that insures deposits of the digital currency against...

IRDA slaps Rs 1 lakh fine on Tata AIA Life
IRDA slaps Rs 1 lakh fine on Tata AIA...

      Insurance Regulatory and Development Authority  has imposed on Tata AIA Life Insurance...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

IRDA, RBI discuss concerns over insurance broking
IRDA, RBI discuss concerns over...

      In an effort to address the concerns of banks taking the broking route for selling...

UK insurance bill for storm and flood damage estimated  to cost £426 million
UK insurance bill for storm and flood...

      The insured bill for the damage caused by the storms and flooding over the Christmas 2013...

LIC increases stake in SBI by 15%
LIC increases stake in SBI by 15%

  A latest stock exchange disclosure has revealed that Life Insurance Corporation of India (LIC)...

12 insurance cos imposed Rs 5 cr fine by Irda this fiscal
12 insurance cos imposed Rs 5 cr fine...

      Twelve insurance companies including market leaders HDFC Life and ICICI Prudential Life was...

Irda issues revised guidelines on micro insurance products
Irda issues revised guidelines on...

      The Insurance Regulatory and Development Authority has issued revised guidelines on micro...

Future Generali India Insurance posts profit of Rs. 28.4 crore at the end of Quarter 3
Future Generali India Insurance posts...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

IRDA asks SBI Life Insurance  to repay 275 crores to Policyholders
IRDA asks SBI Life Insurance to...

IRDA during onsite inspection conducted in December, 2010 found that M/s.SBI Life Insurance...

RELIANCE LIFE INSURANCE LAUNCHES SMART CASH PLUS PLAN
RELIANCE LIFE INSURANCE LAUNCHES...

      Reliance Life Insurance Company, part of Reliance Capital Limited, announced the launch of...

Student Suraksha From Future Generali India General Insurance
Student Suraksha From Future Generali...

Future Student Suraksha is specially designed insurance cover for students travelling abroad for...

ENERGY HEALTH INSURANCE PLAN FROM APOLLO MUNICH HEALTH INSURANCE
ENERGY HEALTH INSURANCE PLAN FROM...

Energy, is a unique wellness management plan for individuals with Type 2 Diabetes Mellitus,...

Erection All Risk From Liberty Videocon General Insurance
Erection All Risk From Liberty...

      Features & Benefits Requirements:The foundation of a building may be laid with a single...

 SINGLE PREMIUM ENDOWMENT PLAN FROM Life Insurance Corporation of India
SINGLE PREMIUM ENDOWMENT PLAN FROM...

LIC's Single Premium Endowment Plan is a participating non-linked savings cum protection plan,...

Guaranteed Income Plus Insurance Plan From AEGON Religare Life Insurance
Guaranteed Income Plus Insurance Plan...

Why buy this Plan? In today’s life, very fewthings come with guarantees. Life can be uncertain...

Wealth Max plan From Birla Sun Life Insurance
Wealth Max plan From Birla Sun Life...

Have you often wondered about an investment vehicle, which provides financial protection for your...

Renewal methods that can be...

      There are a number of renewal methods that can be incorporated in policy conditions such as...

procedures that an underwriter must...

There are some risks which are claim-prone owing to the physical Hazard. They are generally...

What are the skills that an...

An Underwriter should possess the following skills: a.He should be able to visualize the property...

Need of health insurance ?

In a country like India, where maximum medical expenses are borne by individuals themselves ,...

What is health Insurance ?

      Health Insurance is a way to distribute the financial risk associated with the variation of...

LIC tops the tax defaulter's list
LIC tops the tax defaulter's list

      The list of top tax defaulters provided by the Income Tax department features Life...

Problems involved in Risk Financing...

      Sometimes, some organizations desire to retain risks internally to cope up with large and...

Steps of formulating Risk Management...

Regardless of the type of companies and the type of management, it is highly desirable that there...

Effective risk management, depends to...

      Effective risk management truly depends to a large extent on the use of probability...

 Top small cars are prone to life threatening road accidents
Top small cars are prone to life...

Small cars from some of the leading brands sold in India has failed miserably in crash cases...

Karnataka Vikas Grameena Bank tiesup with IndiaFirst Life to offer insurance products
Karnataka Vikas Grameena Bank tiesup...

Karnataka Vikas Grameena Bank (KVGB) owned by Government-Sponsored by Syndicate Bank, one of the...

Future Generali India Life Insurance launches the Care Plus Plan
Future Generali India Life Insurance...

Future Generali India Life Insurance Company Limited (FGILI), a joint venture between Future...

Solved Paper for General Insurance Accounts and Regulation of Investment IC46 for associateship
Solved Paper for General Insurance...

Launching of Guide Book for IC46 Plus Mock Test                   Guide...

Get your FREE e-Insurance Account now
Get your FREE e-Insurance Account now

      You have been enjoying the benefits of Demat account and would have experienced the ease...

2014 Budget Speech Extracts of Sri Arun Jaitely, Finance Minister, India relating to Direct Tax Proposals
2014 Budget Speech Extracts of Sri...

I do not propose to make any change in the tax rate.  However, with a view to provide relief to...

Budget 2014 - Highlights for Insurance Sector
Budget 2014 - Highlights for...

Budget Speech By Sri Arun Jaitely, Finance Minister The Insurance sector is investment starved....

Budget Reactions from Future Generali India
Budget Reactions from Future Generali...

“The budget announcement on increasing FDI cap in insurance to 49% is a positive step forward. We...

Budget Reaction - Mr. Antony Jacob, CEO, Apollo Munich Health Insurance
Budget Reaction - Mr. Antony Jacob,...

Today's Union Budget speech has certainly brought good news for the insurance sector by the...

Future Generali India Insurance ties up with Punjab & Maharashtra Co-operative Bank
Future Generali India Insurance ties...

Future Generali India Insurance, a joint venture between India’s leading retailer Future Group...

Swiss Re sigma study on world insurance in 2013 says premium growth slowed largely due to weak life sales in advanced markets
Swiss Re sigma study on world...

      Premiums written in the global insurance industry grew by 1.4% in real terms to USD 4 641...

Max Bupa wins the technology award at the fourth edition of India Insurance Awards
Max Bupa wins the technology award at...

Max Bupa has been conferred with top honor for technology maturity at the fourth edition of India...

Research on Fraud in Health Insurance...

Insurance Sector in India is expanding rapidly with stiff competition in the insurance industry....

 Indian millionaires are expected to grow at a strong pace- WealthInsight
Indian millionaires are expected to...

According to a new report from WealthInsight, Indian millionaires are expected to grow at a...

 Insurers to offer products exclusively through specific distribution channel
Insurers to offer products...

      Instead of selling the same insurance products across various distribution channels,...

Family floaters gain as healthcare costs rise
Family floaters gain as healthcare...

In a bid to cut down their health insurance bill, buyers are increasingly turning to family...

Private health insurers cover 65% policy holders
Private health insurers cover 65%...

Around 65 per cent of health insurance policy holders in the country are covered by private...

LIC buys Rs. 4,300 cr loans from 7 states
LIC buys Rs. 4,300 cr loans from 7...

Life Insurance Corporation of India (LIC) has bought debt worth about Rs 4,300 crore in state...

IRDA initiates study for group insurance policies
IRDA initiates study for group...

Insurance Regulatory and Development Authority of India has initiated a study regarding the...

Finance Ministry cancels IRDA order withdrawing third-party pool
Finance Ministry cancels IRDA order...

The finance ministry has rescinded the insurance regulator's decision to withdraw third party...

IRDA forms working group for simple products in general insurance
IRDA forms working group for simple...

IRDA has formed a working group to review 'File & Use' (F&U) guidelines to ensure...

IRDA may ask life insurers to tie up with repositories
IRDA may ask life insurers to tie up...

The Insurance Regulatory and Development Authority is likely to make it mandatory for life...

 Indian online insurance market size more than Rs. 700 cr : BCG Report
Indian online insurance market size...

The online insurance market in India is already in excess of Rs.700 crore. While life insurance...

Information Technology is quietly revolutionizing insurance distribution, helping increase consumer centricity, says Swiss Re sigma study
Information Technology is quietly...

      Technology is changing the way insurers and consumers interact, says Swiss Re's latest...

ACFE Report: Organizations Still not upto mark in Fraud Prevention
ACFE Report: Organizations Still not...

      Organizations around the world lose an estimated 5 percent of their annual revenues to...

Insurers in India tap GPS technology to offer onsite covers
Insurers in India tap GPS technology...

Insurers in India are making full use of technology to sell insurance policies. Few days back an...

Govt to form nuclear insurance pool to address liability issue
Govt to form nuclear insurance pool...

Moving to address the liability issue that has held up deals with various countries, the...

Insurance Ombudsman post in kolkata vacant since long
Insurance Ombudsman post in kolkata...

Insurance Ombudsman post in Kolkata lying vacant since long Insurance policyholders in the...

Reinsurance rates down by 20%: GIC Re
Reinsurance rates down by 20%: GIC Re

GIC Re has seen a softening of reinsurance rates in the contracts renewed in the last few months....

IndiaFirst Life continues its growth story; grows by 28% in FY 2013-14
IndiaFirst Life continues its growth...

  Customer focused products and processes help company grow amidst challenging times   Garners...

Reliance Insurance, UIDAI tie up for Aadhaar-based e-KYC
Reliance Insurance, UIDAI tie up for...

      With the intention to improve insurance penetration in the country, Reliance General...

Allahabad University plans insurance cover for students from next session
Allahabad University plans insurance...

      The Allahabad University has planned to start an insurance policy to cover every student...

Aviation insurance demand on the rise
Aviation insurance demand on the rise

  With the demand for covers for ground handling and aviation product liability insurance...

Direct Taxes Code 2013- KPMG INDIA

In August 2009, the Government unveiled the Direct Taxes Code, 2009 (DTC 2009) along with a...

MetLife Names Ralph Brunner as Chief Marketing Officer for Asia
MetLife Names Ralph Brunner as Chief...

      HONG KONG --MetLife, Inc. announced  that Ralph Brunner has joined the company as its Chief...

Claim is not payable if location is...

  Judgement   Ahmedabad Ombudsman Centre Case No. 11/ 005 / 0045 Shri. M. S. A. Kajalwala Vs...

The Experience rating method.

      All large individual risk rating is a form of experience rating as they need to reflect the...

The process of Individual risk rating...

        Generally, individual rating is done for various reasons, such as the price charged to...

How are the Rating Structure made in...

 All rates are based on various risk exposures that  insurance may face.  However the rate for...

Purposes of rate making in general...

      The purpose of rate making is to set the prices of insurance products in such a way...

THE ‘COMPLAINT-AS-GIFT’ STRATEGY THAT...

      INTRODUCTION: In this competitive insurance market in India, we need to become very much...

Global insured losses from catastrophes were USD 45 billion in 2013, Swiss Re sigma
Global insured losses from...

Global insured losses from catastrophes were USD 45 billion in 2013,according to Swiss Re sigma....

Fraudulent practices on a spurt in life insurance
Fraudulent practices on a spurt in...

  life insurance companies across the country are witnessing a sharp rise in cases of fraud and...

Insurance sector worried over high attrition rate
Insurance sector worried over high...

      Frontline staffs in the insurance sector  are making a flight to the IT, ITes and retail...

Life insurers treat suicides as natural deaths for hassle free claims
Life insurers treat suicides as...

To avoid hassle in settlement of claims life insurance companies in India consider suicides as...

Medical errors on the rise in Arabian Kingdom
Medical errors on the rise in Arabian...

  The Arabian Kingdom is looking to develop a system of accountability for medical errors in the...

Bajaj Allianz starts special campaign for easy  renewal of  lapsed policies
Bajaj Allianz starts special campaign...

      In a bid to provide assistance to policyholders to get lapsed policies renewed easily Bajaj...

Reliance Life insurance launches super money back plan
Reliance Life insurance launches...

      Reliance Life Insurance, recently launched its new offering 'Reliance Super Money Back...

 IRDA releases pilot version of hospital IDs
IRDA releases pilot version of...

  In an effort to streamline hospital listings a  pilot version of a unique hospital ID master...

New money back plans launched by LIC
New money back plans launched by LIC

      LIC's New Money Back Plans has been  launched .The plans are for 20years and 25 years term...

Star Health & Allied Insurance Co launches Diabetes Safe, new health insurance product
Star Health & Allied Insurance Co...

From a modest beginning of Rs.12.51 crore retail business in 2006-07, Star Health has now...

Citibank and Apollo Munich to target over 16 million households with specialized health insurance services
Citibank and Apollo Munich to target...

citibank India and Apollo Munich announced they will provide specialized health care services to...

NEED FOR INCREASING INSURANCE...

      Life is full of uncertainties - unpredictable and unforeseen. While these uncertainties...

NEW MILESTONES IN THE INDIAN HEALTH...

              The  Right to Health is as important as the Right of Education. India's...

Business centre heads of indian...

      Introduction: Whenever a Customer approaches you - These ten commandants as stated below is...

Indian Market Natural Catastrophe...

      A) Introduction In Asia - Pacific zones we are all witnessing unprecedented frequency and...

GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE MONTH OF FEBRUARY, 2014 IN INDIA
GROSS DIRECT PREMIUM UNDERWRITTEN FOR...

  INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY FLASH FIGURES -- NON LIFE INSURERS GROSS DIRECT...

Commercial Insurance Coming of Age...

      Introduction Property & Casualty (P&C) insurance industry was highly impacted by...

Theoritical Insurance

      The caption of this article needs some explanation - to keep the readers - especially those...

Does Marine policy cover storage Risk

      Introduction: The client often approaches the underwriters to grant storage cover at the...

ENDEAVOUR TO REGULATE DETARIFFED...

Introduction: All of us are aware of the fact that with the enactment of the Insurance Regulatory...

INSURANCE & REINSURANCE Of...

 Introduction Acts of God perils or Natural Catastrophe perils are 'Insurable' so far as they are...

Micro Insurance- Progress Report in...

      Introduction Marsh defines micro insurance as insurance that is designed specifically for...

THE DEVIL IS IN THE "UNLIMITED...

  Indian laws on accident claims are quite stringent. The laws were formulated by prioritizing...

TITANIC, TP INSURANCE AND TARIFF

      1. Abstract 1-1. Back to basics- Cover -Liability and Premium 1-1-1. Whether the basic...

AN OVERVIEW OF MARINE INSURANCE

  Introduction The origins of modern marine insurance are to be found in the practices adopted by...

Mediclaim insurance for scribes by Bihar govt
Mediclaim insurance for scribes by...

      The Bihar government has recently launched Bihar Rajya Patrakar Bima Yojana- 2014 to...

Edelweiss Tokio Life Insurance launches Edelweiss Tokio Life – Wealth Builder
Edelweiss Tokio Life Insurance...

      Edelweiss Tokio Life Insurance, the life insurance arm of Edelweiss Financial Services Ltd...

ICICI Lombard unveiled cashless OPD insurance scheme
ICICI Lombard unveiled cashless OPD...

In a bid to facilitate the authentic time and stress free outpatients, ICICI Lombard General...

Severe dengue symptoms see surge in health insurance claims
Severe dengue symptoms see surge in...

      As per provisional data available from National Vector Borne Disease Control Program...

 LIC awarded in the Silver Category
LIC awarded in the Silver Category

      Life Insurance Corporation of India was awarded in the Silver Category. The award was...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

Iran shipping insurance may be...

      A group covering vessel owners said that insurance for tankers to export Iranian crude may...

World's first insured Bitcoin vault...

The world's first Bitcoin storage service that insures deposits of the digital currency against...

IRDA slaps Rs 1 lakh fine on Tata AIA Life
IRDA slaps Rs 1 lakh fine on Tata AIA...

      Insurance Regulatory and Development Authority  has imposed on Tata AIA Life Insurance...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

Panel to update syllabus for insurance brokers by IRDA
Panel to update syllabus for...

      In an effort to cut down unauthorized and unqualified personnel's involvement in...

IRDA, RBI discuss concerns over insurance broking
IRDA, RBI discuss concerns over...

      In an effort to address the concerns of banks taking the broking route for selling...

UK insurance bill for storm and flood damage estimated  to cost £426 million
UK insurance bill for storm and flood...

      The insured bill for the damage caused by the storms and flooding over the Christmas 2013...

LIC increases stake in SBI by 15%
LIC increases stake in SBI by 15%

  A latest stock exchange disclosure has revealed that Life Insurance Corporation of India (LIC)...

12 insurance cos imposed Rs 5 cr fine by Irda this fiscal
12 insurance cos imposed Rs 5 cr fine...

      Twelve insurance companies including market leaders HDFC Life and ICICI Prudential Life was...

Irda issues revised guidelines on micro insurance products
Irda issues revised guidelines on...

      The Insurance Regulatory and Development Authority has issued revised guidelines on micro...

Future Generali India Insurance posts profit of Rs. 28.4 crore at the end of Quarter 3
Future Generali India Insurance posts...

      Future Generali India Insurance, a joint venture between Future Group - the leading...

IRDA asks SBI Life Insurance  to repay 275 crores to Policyholders
IRDA asks SBI Life Insurance to...

IRDA during onsite inspection conducted in December, 2010 found that M/s.SBI Life Insurance...

RELIANCE LIFE INSURANCE LAUNCHES SMART CASH PLUS PLAN
RELIANCE LIFE INSURANCE LAUNCHES...

      Reliance Life Insurance Company, part of Reliance Capital Limited, announced the launch of...

Student Suraksha From Future Generali India General Insurance
Student Suraksha From Future Generali...

Future Student Suraksha is specially designed insurance cover for students travelling abroad for...

ENERGY HEALTH INSURANCE PLAN FROM APOLLO MUNICH HEALTH INSURANCE
ENERGY HEALTH INSURANCE PLAN FROM...

Energy, is a unique wellness management plan for individuals with Type 2 Diabetes Mellitus,...

Erection All Risk From Liberty Videocon General Insurance
Erection All Risk From Liberty...

      Features & Benefits Requirements:The foundation of a building may be laid with a single...

 SINGLE PREMIUM ENDOWMENT PLAN FROM Life Insurance Corporation of India
SINGLE PREMIUM ENDOWMENT PLAN FROM...

LIC's Single Premium Endowment Plan is a participating non-linked savings cum protection plan,...

Guaranteed Income Plus Insurance Plan From AEGON Religare Life Insurance
Guaranteed Income Plus Insurance Plan...

Why buy this Plan? In today’s life, very fewthings come with guarantees. Life can be uncertain...

Wealth Max plan From Birla Sun Life Insurance
Wealth Max plan From Birla Sun Life...

Have you often wondered about an investment vehicle, which provides financial protection for your...

Renewal methods that can be...

      There are a number of renewal methods that can be incorporated in policy conditions such as...

procedures that an underwriter must...

There are some risks which are claim-prone owing to the physical Hazard. They are generally...

What are the skills that an...

An Underwriter should possess the following skills: a.He should be able to visualize the property...

Need of health insurance ?

In a country like India, where maximum medical expenses are borne by individuals themselves ,...

What is health Insurance ?

      Health Insurance is a way to distribute the financial risk associated with the variation of...

LIC tops the tax defaulter's list
LIC tops the tax defaulter's list

      The list of top tax defaulters provided by the Income Tax department features Life...

Problems involved in Risk Financing...

      Sometimes, some organizations desire to retain risks internally to cope up with large and...

Steps of formulating Risk Management...

Regardless of the type of companies and the type of management, it is highly desirable that there...

Effective risk management, depends to...

      Effective risk management truly depends to a large extent on the use of probability...

 Top small cars are prone to life threatening road accidents
Top small cars are prone to life...

Small cars from some of the leading brands sold in India has failed miserably in crash cases...

Free insurance cover to Amarnath pilgrims
Free insurance cover to Amarnath...

All pilgrims that hold valid permits for this year's Amarnath Yatra will be provided a free...

Bihar govt plans  insurance scheme for panchayat representatives
Bihar govt plans insurance scheme...

Panchayati Raj and Rural Works Department Minister of Bihar, Bhim Singh stated recently that the...

Frequently Asked Questions about Insurance Repository
Frequently Asked Questions about...

  1. What is Insurance Repository? “Insurance Repository” means a company formed and registered...

Swiss Re earns profit of USD 4.4 billion for 2013
Swiss Re earns profit of USD 4.4...

Swiss Re has delivered a net income of USD 4.4 billion for 2013. The result was driven by...

Future Generali India Life Insurance receives ISO 9001:2008 certification
Future Generali India Life Insurance...

Future Generali India Life Insurance Company Limited, a joint venture between Future Group - the...

How insurers in Asia can help consumers meet their increasing needs for medical insurance products and services
How insurers in Asia can help...

All markets surveyed in this study (China, Hong Kong, India, Indonesia, Malaysia and Thailand)...

Future Generali India Insurance first to launch Rashtriya Swastha Bima Yojana programme in Karnataka
Future Generali India Insurance first...

Future Generali India Insurance, a joint venture between Future Group - the leading retailer of...

IRDA: Implementation of Standard Proposal form for Life Insurance
IRDA: Implementation of Standard...

After examining various representations received from Life Insurance Industry, the competent...

Guidelines for Individual Agents for Persistency of Life Insurance Policies
Guidelines for Individual Agents for...

IRDA has issued some modifications for persistency of Life Insruance Policies. In modification of...

Maples Publication,Belgharia, Kolkata...

  Please beware of duplicate books/study materials from Maples Publication, kolkata which is a...

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