IRDAI allows insurers to empanel hospitals for cashless treatment

The IRDAI has given flexibility to insurers to empanel network providers in health cover.

In a circular sent to insurance firms and third-party administrators, the insurance regulator said: “The insurers are now empowered to empanel the network providers that meet the standards and benchmarks criteria as specified by their respective boards.’‘

The objective is to enhance the scope for offering cashless facilities across the country, according to the authority.

“While specifying the criteria, the board of insurers shall, consider the minimum manpower and healthcare infrastructure facilities,” it said.

The board-approved empanelment criteria should be published on the websites of the insurers from time to time.

“While empanelling network providers for cashless facilities, insurers are also advised to focus on the delivery of quality healthcare services,” the IRDAI said. These instructions have come into force with immediate effect.