Be aware of sub-limits in your mediclaim plan

Everyone wants a medical insurance cover for themselves, so they look towards ensuring that they have selected a specific policy and are paying the premium on the policy in time. However, not many policyholders take the time to look carefully at policy details and in many cases, miss situations where benefits may be reduced even for no fault of theirs. This happens due to the fact that some medical insurance policies have a clause that can result in a reduced benefit if the overall sum assured is not very high.

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