Why diabetics get life cover, but not health insurance?

Have you ever wondered why people with diabetes are able to get term life insurance but not health insurance?

An anguished post on the Apnapaisa website says: “I am 40 years old and a diabetic but have no other health issues. I was recently able to get a 20-year term insurance policy for Rs 1 crore, though at a higher than normal premium. But all my efforts at getting a health insurance policy have been unsuccessful.” Read more