Our Savings and Investment plans are life insurance plans that offer you multiple avenues to save and to grow your money. These online investment plans help in systematic and disciplined investment ensuring that you and your family achieve your financial goals.

 

What Are Investment Plans?

 

Investment plans are financial products offered to help individuals in disciplined and periodic investment into different funds overtime so as to achieve their future financial goals.

 

HDFC Life Super Savings Plan

 

Regular savings over a long period ensures that a corpus is built to best meet financial goals at various life stages. Presenting HDFC Life Super Savings Plan, a long term savings investment plan to safeguard the financial interests of your loved ones in your absence.

 

Features

 

• Regular premium endowment plan with flexibility to choose a policy term from 15 to 30 years
• Get an additional sum assured in case of accidental death
• The plan participates in the profit of the participating fund by way of bonuses
• The flexibility to choose the premium payment frequency i.e. monthly/quarterly/half-yearly/annual
• This plan can be taken only on a single life basis
• EMI available for HDFC Bank Credit Card holders. 

 

Advantages

 

• Insurance coverage throughout the policy term
• Financial protection against untimely demise throughout the policy term
• Boost your maturity benefit with reversionary bonuses and terminal bonus (if any)
• You can opt for hassle-free issuance on the basis of a Short Medical Questionnaire eliminating tedious medical tests 

 

HDFC Life Sampoorn Samridhi Plus –

Whole Life Insurance

 

Your family depends on you. Things like giving your child the best education, security for your spouse, going on that much awaited vacation or building a second home are a few of the many important milestones of your life.

 

While you may have done your best to take care of them, life is unpredictable. On the journey of life, roadblocks spring up unannounced and may affect your plans adversely.

 

Therefore, staying prepared is a smarter way to deal with life’s unexpected turns. Keep your and your loved ones’ happiness well protected with the confidence of HDFC LIFE SAMPOORN SAMRIDHI PLUS

 

What is Whole Life Insurance?

 

A Whole Life Insurance is a life insurance contract between the insurance provider and the policyholder, wherein the insurance payout is made to the contract’s beneficiaries upon the inevitable death of the policyholder provided required premiums are paid, or to the policy matures. It is also known as “straight life insurance” or “ordinary life insurance”.

 

Features

 

• Limited premium endowment plan with an option to extend life coverage up to 100 years under whole life coverage
• Limited premium payment term equal to policy term less 5 years
• You have the flexibility to choose a policy term from 15 to 40 years
• Guaranteed Additions up to 5% p.a. of “Sum Assured on Maturity” for first 5 years
• The plan participates in the profit of the participating fund by way of bonuses from the 1st year
• Get an additional sum assured in case of accidental death during the policy term
• You have the flexibility to choose the premium payment frequency i.e. monthly/quarterly/half-yearly/annual
• Tax Benefit under Section 80C and Section 10(10D) of Income Tax Act, 1961
• Get additional protection by opting for HDFC Life Critical Illness Plus Rider that provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses 

 

Advantages

 

• HDFC Life Sampoorn Samridhi Plus provides an option to choose between the following Plan option:

 

1. Endowment – Lump sum amount payable at the end of policy term.
2. Endowment with Whole Life – Lump sum amount payable at the end of policy term + Sum Assured on Maturity payable on survival till age 100 years or death, whichever is earlier

 

• Maturity Benefit:
1. Endowment : Sum Assured on Maturity + Accrued Guaranteed Additions + Accrued Reversionary bonuses + Interim Bonus (if any) + Terminal Bonus (if any) on maturity
2. Endowment with Whole Life: Benefit payable under Endowment Option + Sum Assured on Maturity payable on survival till age 100 years or death whichever is earlier

 

• Death Benefit:

  In case of the Life Assured’s unfortunate demise, we will pay to the nominee the highest of the following:

1. Sum Assured on Death + Accrued Guaranteed Additions + Accrued Reversionary Bonuses + Interim bonus (if any) + Terminal bonus (if any)
2. 105% of premiums paid till date

 

• Where Sum Assured on Death is :

 

1. Sum Assured on Maturity, which is the absolute amount of benefit guaranteed to be payable on maturity of the policy
2. An absolute amount assured to be paid on death, which in this case is equal to the Sum Assured on Maturity
3. 10 times Annualized Premium6 for entry age up to 50 years and 7 times Annualized Premium6 for entry age greater than 50 years

 

• Accidental Death Benefit:

 

1. In case of the Life Assured’s unfortunate demise during the term of the policy, an additional sum equal to Sum Assured on Death is payable provided the life assured is aged 18 years & above on the date of death.
   
   
    

HDFC Life Sanchay

 

Life is full of responsibilities and as a responsible individual you aspire to build a financially secured life for your loved ones. Guaranteed Returns helps you to fulfill your responsibility with ease. Presenting HDFC Life Sanchay, a non-participating insurance plan, that offers guaranteed benefits along with flexibility to choose your investment horizon.

 

Features

 

• Non Participating Traditional Plan with Guaranteed Benefits
• Limited premium paying term of 5, 8 or 10 years
• Flexibility to choose the policy term of 15 to 25 years
• Guaranteed Additions of 8% or 9% of Sum Assured on Maturity to your maturity benefit, accrued at simple rate for each completed policy year
• The total Guaranteed Maturity Benefit will be between 220% to 325% of Sum Assured on Maturity provided all due premiums have been paid
• The flexibility to choose premium payment frequency i.e. monthly/quarterly/half-yearly/annually
• EMI available for HDFC Bank Credit Card holders.
• Get additional protection by opting for HDFC Life Critical Illness Plus Rider that provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses  

 

Advantages

 

• Limited premium paying term of 5,8 or 10 years with flexibility to choose policy term between 15 to 25 years
• Financial Protection against untimely demise, throughout the policy term
• Guaranteed Benefits of 220% to 325% of the Sum Assured on Maturity depending upon the policy term
• You can opt for hassle-free issuance on the basis of a Short Medical Questionnaire eliminating tedious medical tests 
  
  

  For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.