Relevant Motor Insurance for Your Monsoon Adventures

 

The scorching summers have almost come to an end now. It’s time to cool off in the monsoon season. The monsoon season is a season enjoyed by all. It’s always green and beautiful. Unfortunately, your two-wheeler is an exception in this case.

 

The dampness that the monsoon inflicts is known to cause grave damage and rust the parts of your two-wheeler. This damage gives you a reason to fret and keep your bikes away from the wrath of rain gods. Fear not, make the most of the following tips to protect your two-wheelers this monsoon season.

 

Tips to safeguard your bike in monsoons

1. Preventive Action against Rust

It is recommended to take the proper precautionary steps during the monsoon season to avoid regrets later on. Hence, be prepared before monsoon by coating the metal or chrome parts of your bike with an anti-rust solution. Ensure proper lubrication of the chains to prevent rusting. It is also a good idea to wax the surface to prevent rust build-up.

 

2. Pay attention to the tyres and brakes

A small glitch in the brake and tyre can cause major catastrophe during the rains. So make sure you get a service done before the start of the monsoon season to ensure that your braking system is working right. The tyres should not be worn out as a low-grade tyre is an invitation to accidents.

 

3. Proper Illumination

Visibility is low during the rains, so make sure those headlights are working properly. It might just save your life.

 

4. Parking Woes

Pay attention to the parking spot. Avoid parking under trees during the rains to prevent any mishaps. Get a protective cover to shield your bike, when it is parked to prevent water from entering inside. Try to park under a shed always.

 

Bike Insurance Add-ons – The Savior

Purchasing a two-wheeler insurance is a must, but also, try to opt for add-on covers to further enhance the coverage and prevent a financial tragedy.

 

1. Zero or Nil Depreciation Cover –

This add-on cover will ensure that you receive full compensation at the time of making a claim. Insurance companies always take into account the depreciation value of the parts, when you make a claim and as a result, the difference amount is borne by you. 

 

This cover comes in very handy for new or high-end bikes where the cost of the individual parts is expensive. With the added risk of accidents during the monsoon, get the full claim amount without any depreciation on the value of the parts.

 

2. Personal Accident Cover –

Two-wheeler accidents are fatal for both the rider and the pillion passenger. To safeguard yourself and the pillion rider against serious injuries or disability, this add-on cover is very essential.

 

3. Roadside Assistance –

A ride in the rain can be very risky and lead to hassles. If you suddenly discover that your bike is not starting or has a flat tyre, don’t be left stranded on the road. By opting for this cover, the insurance company will help you with on-site repairs or take your vehicle to the nearest garage for assistance.

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