No deadline extension for motor insurance policies

  The Centre may have advised state governments to extend the validity of all vehicle-related documents up to December 31, 2020. According to a clarification from the General Insurance Council, the Ministry of Road Transport and Highways (MoRTH) order does not apply to motor insurance specifically. “MoRTH letter of 24th August 2020 advised State Governments that in case the validity of fitness certificates, permits, driving licences, and registration certificates pertaining to vehicles have expired on or after 1st February 2020 and not extended due to the lockdown, such certificates may be treated as valid until December 31, 2020. It is hereby clarified to all policyholders that the letter issued by MoRTH does not include motor insurance policies, which needs to be renewed as per the renewal date. All vehicle owners are advised to get their insurance policies renewed on or before the due date of renewal for continued validity of the insurance policies,” the GIC said in a note.