My Home Insurance Cover from Bajaj Allianz General Insurance
My Home Insurance All Risk Policy will protect not only home, but also the belongings inside it, against risks like fire, burglary and natural calamities.
Key Benefits
- Provides complete protection for property, contents, and interests of the insured and their family members in a single policy
- Covers home against loss from fire, burglary and natural calamities
- Covers the contents of the home, including portable equipment
- Cover for jewellery, valuables, works of art
- Additional benefit of rent for alternate accommodation
- Useful add-ons to customise policy for total protection
- Several home insurance plan types with various coverage options to choose from
- Option to insure either the flat/apartment/building only, or contents only, or both
- Affordable premium and attractive rebates
Add-on Covers
The My Home insurance policy comes with some great add-on covers, offering complete protection! They are as follows:
- Loss of rent cover
- Temporary resettlement cover
- Keys and locks replacement cover
- ATM withdrawal robbery cover
- Lost wallet cover
- Dog insurance cover
- Public liability cover
- Employees compensation cover
Three Different Plans to Choose from
| BUILDING (STRUCTURE) | |||
| My Home Insurance – All Risk Policy | Agreed Value Basis (Flat/ Apartment) | Reinstatement Value Basis (Flat / Apartment / Independent Building) | Indemnity Basis (Flat / Apartment / Independent Building) |
| New For Old Basis (Excluding Jewellery and Valuables, Painting, Works of Arts and Curios) | PLATINUM PLAN -I Flat/Apartment – Agreed Value Basis + Contents – New For Old (For Contents Up to 5 Years) | DIAMOND PLAN -I Flat/Apartment/Building – Reinstatement Value Basis + Contents – New for Old (For Contents Up to 5 Years) | GOLD PLAN -I Flat/Apartment/Building – Reinstatement Value Basis + Contents – New for Old (For Contents Up to 5 Years) |
|---|---|---|---|
| Indemnity Basis (Excluding Jewellery and Valuables) | PLATINUM PLAN -II Flat/Apartment – Agreed Value Basis + Contents – Indemnity Basis | DIAMOND PLAN -II Flat/Apartment/Building – Reinstatement Value Basis + Contents – Indemnity Basis | GOLD PLAN -II Flat/Apartment/Building – Indemnity Basis + Contents – Indemnity Basis |
| Portable Equipments Coverage | Inbuilt Coverage : India Coverage Extension On Payment of Additional Premium :Worldwide | Inbuilt Coverage : India Coverage Extension On Payment of Additional Premium :Worldwide | Inbuilt Coverage : India Coverage Extension On Payment of Additional Premium :Worldwide |
| Jewellery and Valuables | For Jewellery & Valuables: Coverage Extension On Payment of Additional Premium :Worldwide | For Jewellery & Valuables: Coverage Extension On Payment of Additional Premium :Worldwide | For Jewellery & Valuables: Coverage Extension On Payment of Additional Premium :Worldwide |
| Rent for Alternate Accommodation | 0.5% of the Flat/Apartment Sum Insured or actual rent which ever is less subject to a maximum of ‘50,000/- per month for the period until the Completion of Reconstruction or 24 months which ever is less | 0.3% of the “Building” Sum Insured or actual rent which ever is less subject to a maximum of ‘35,000/- per month for the period until the Completion of Reconstruction or 24 months which ever is less | – |
| OPTIONS TO INSURE | Insured has the Option to insure either Flat/ Apartment Only OR Contents Only OR Both | Insured has the Option to insure either Flat/ Apartment/Independent Building Only OR Contents Only OR Both. | Insured has the Option to insure either Flat/ Apartment/Independent Building Only OR Contents Only OR Both. |
| OPTIONS FOR POLICY PERIOD | 1 Year 2 Years 3 Years | 1 Year 2 Years 3 Years | 1 Year 2 Years 3 Years |
| ADD ON COVER FOR ALL PLANS | 1. Loss of Rent 2. Temporary Resettlement Cover 3. Keys & Locks Replacement Cover 4. ATM withdrawal Robbery Cover 5. Lost Wallet Cover 6. Dog Insurance Cover 7. Public Liability Cover 8. Employee’s Compensation Cover | 1. Loss of Rent 2. Temporary Resettlement Cover 3. Keys & Locks Replacement Cover 4. ATM withdrawal Robbery Cover 5. Lost Wallet Cover 6. Dog Insurance Cover 7. Public Liability Cover 8. Employee’s Compensation Cover | 1. Loss of Rent 2. Temporary Resettlement Cover 3. Keys & Locks Replacement Cover 4. ATM withdrawal Robbery Cover 5. Lost Wallet Cover 6. Dog Insurance Cover 7. Public Liability Cover 8. Employee’s Compensation Cover |
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