Motor Insurance

A vehicle in today’s world is an inseparable part of life. It gives an exclusiveness & freedom to your movement whether it is your day to day activity or going for a long drive with your family. It may affect your livelihood if this is your source of income. To use your vehicle in any public place it is mandatory to insure the same against minimum Third party liability as per the provisions of Motor vehicle Act.

However Third party insurance alone will not protect from the financial losses which you may incur because of an unfortunate situation of accident or theft of your vehicle. Hence it makes sense to buy a comprehensive Motor Insurance Policy to give you complete protection.

Tata AIG General Insurance Company Limited understands these needs and offers Motor Insurance policies that provide the added protection for the vehicle you love. Motor Insurance Policies from Tata AIG General Insurance Company Limited insurance includes private car insurance, two wheeler insurance, commercial vehicle insurance.

  • Enhanced protection through unique add on covers
  • Direct Settlement / cashless claims at garages
  • Road Side Assistance Cover available for just Rs.116 exclusive of service tax for private cars
  • No deduction of salvage
  • No Claim Bonus is unaffected even if one claim is paid for repair of glass/fibre/plastic/rubber parts of the vehicle under the policy.


Auto Secure–Private Car Package Policy

Your personal car is not only a high value possession but a necessity also. Apart from comfort & exclusiveness it gives freedom to your movement whether for your day to day work or going for a long drive with your family. Any accidental damage or theft will not only upset your routine but may upset your financial condition as well. To protect against such unpleasant situation you need a comprehensive car Insurance policy which not only meets the mandatory third party insurance requirements but also covers the car against the losses caused due to fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidental external means, malicious acts and terrorist activities.

Auto Secure – Private car package Insurance policy from Tata AIG General Insurance Company Limited gives you the extra assurance & peace of mind you require. Our 12 unique add-on covers enhances the cover under standard private car insurance policy.

Key Features

  • Free pick-up of car!*
  • Direct settlement facility at special garages!*
  • Upto 6-month accident-repair warranty
  • Quality spares and materials, guaranteed!
  • Claim settlement in 7 days!
  • Enhanced protection though 12 unique add on cover


Auto Secure-Two Wheeler Package Policy


 In today’s world a two wheeler (motor cycle or scooter) is part & parcel of life. Each individual requires one for mobility & convenience. Using the vehicle at times may become risky and might result into loss or damage to vehicle or to any other person or property. Auto Secure – Two wheeler package policies from Tata AIG General Insurance Company Limited gives you an insurance protection which not only covers you against any liability arising out of Third party but covers you against the loss or damage to your own two wheeler also.

With seven new add-on covers for two wheelers the coverage becomes wider & comprehensive, if opted.

Key Features

Covers all features as per the Motor Vehicle tariff:
  • Loss or Damage to your Vehicle: Any partial or total loss to your vehicle arising out of accident or on account of fire and allied perils in covered.
  • Third Party Legal Liability: Covers Third party property damage and Third party Bodily injury.
  • Discount (NCB) for claim free experience
  • Predefined depreciation for the parts needing replacement on account of accident


Auto Secure-Commercial Vehicle Package Policy


A commercial vehicle may be a source of livelihood for you & your family members . Any accidental damage or theft to this may result into huge financial loss to you or may even result into shut down of business . Living with such uncertainites is very risky hence requires an insurance policy to minimise such unceratinites & risk.

Cover can be widened by opting for any or all addon covers (if applicable) from the 6 unique addon covers we have.

Auto Secure – Commercial vehicle package policy provides the insurance cover not only for the liabilty arising out of the third party but covers you against the financial loss because of theft or accidental damage to your vehicle.

Key Features

Covers all the features as per the Motor Vehicle tariff
  • Covers Goods Carrying Vehicles, Passenger Carrying Vehicles, Taxies and Miscellaneous class of vehicles such as Tractors, Cranes and Trailers .
  • Offers extra benefit through 6 unique addon covers.


Liability Only Policy


As per provisions of Motor Vehicle Act 1988, no person can use the vehicle in public place unless the vehicle is covered by a insurance policy with minimum coverage of Third Party Liability. The mere presence of a motor-vehicle in a stationary condition in a public place will constitute the “use”. Accordingly Liability Insurance cover is mandatory cover for vehicles. Liability only policy not only covers Third Party Property Damage but also provides cover for Death or bodily injury to third party. Liability only policy can be taken for private car, two wheeler & commercial vehicles also.

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