Health Insurance

Health Insurance Policies from Royal Sundaram

Royal Sundaram offers affordable health insurance plans with a wide range of benefits to take care of you and your family. Our Health Insurance plans are flexible and affordable with different Sum Insured options to suit your unique need. Choose from basic health insurance covers to specialist medical insurance plans that offer maternity benefits and increases your sum insured automatically every year, even if you make a claim. We also offer cash benefit plans that cover non hospitalization expenses like to and fro conveyance during hospitalization, get double cash benefit in case of accidental hospitalization and triple cash benefit in case of admission to ICU.

Our Health Insurance Policies offer:

  • Pre and post hospitalization expenses
  • 147 Day Care procedures Covered
  • Cashless hospitalization at over 3000+ network hospitals
  • Lifetime renewal
  • Tax benefit under section 80 (D)
  • ISO certified claims process
  • In case of hospitalization due to an accident your cover expands up to additional 50% of Sum Insured
  • Maternity cover
  • Pre-existing cover after 3 year waiting period
  • Get Cumulative bonus for every claim free years from 5% up to 50 %

If you already have a health insurance policy from another insurer, you can apply for portability to transfer the credit gained by you for pre-existing conditions and time bound exclusions. Know more about Health Insurance Portability. Once your portability application is accepted you can buy Royal Sundaram Health Insurance Policy.


Buy Health Insurance Online:

You can buy a Health Insurance Policy at the convenience of your home. Get a Health Insurance Quote in 2 minutes and buy online without any documentation. All it takes is just few minutes of your time and you are all set.

  • Click on ‘Buy Now‘ link.  You will be redirected to the first step of buying the policy online.
  • You will have to provide us with the information such as the details of Insured person, his/her dependents and the Insured Amount.
  • You can choose to buy the policy for one or two years depending on the plan you choose.
  • Our online calculator will help you to calculate your premium payable (based on the information provided) when you click on ‘Calculate Premium’.
  • You may make a note of the ‘Quote ID’, in case if you want to proceed with policy purchase at a later point of time.
  • Else, you can ‘proceed’ with the purchase process and buy the policy online.  You can choose from Debit Cards/ Credit Cards/ Internet Banking payment options. Your policy will be triggered to your mail ID instantly on completion of your transaction.
  • Before ‘proceeding to pay’, please confirm that your information is correct and upto date in the ‘Summary page’.  The same information will be printed on your policy documents and your Health Card.
  • Your policy will be effective, the moment your payment is processed.
  • You can print your policy documents and enjoy the benefits provided by the policy.


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