Future health policy to cover LGBTQIA+ ties

Future Generali India Insurance Company has said that its new health cover has expanded the definition of family to include members of the LGBTQIA+ community and members in a live-in relationship.

In the new cover FG Health Absolute launched by Future Generalithe policy covers basic hospitalisation, access to value-added services like tele counselling, webinars on mental & physical health, vouchers for wellness centres, fitness, sports & diagnostic centres and regular health check-ups to ensure a healthy & fit lifestyle.

“In keeping with our focus on being an ‘inclusive’ insurer, with this product, we are also taking an important step by expanding the scope of ‘family’ definition for our health indemnity products to offer protection to members of the LGBTQIA+ community & members in a live-in relationship,” MD & CEO Anup Rau said.

The move to include all partners began with some multinationals going in for group policies that cater to all relationships as part of their global inclusion policy. Companies have now started incorporating this in standalone policies as well.

LGBTQIA+ is a term that includes people of all genders and sexualities — lesbian, gay, bisexual, transgender, questioning, queer, intersex, and asexual. According to Rau, the policy caters to almost all possible healthcare requirements, from wellness & value-added services, which are the USPs of the product, to enhanced mother & childcare as well as overseas treatments for specific illnesses.