Domestic Travel Guard from Tata AIG General Insurance

 

A holiday is for a great change away from home. But what do you do if you fall ill in a completely new city, if your flight is delayed or baggage is lost! Despair at your helplessness?

 

Don’t worry. There is Tata AIG Domestic Travel Guard, a unique travel insurance product for travel anywhere within India, that can take care of all that and more giving you that peace of mind even away from home. Anyone traveling by Air/ Rail/ Road within the Republic of India can opt for the same.

 

Tata AIG Domestic Travel Guard is unique:

 

• Accidental Death and Dismemberment Benefit 
• Emergency Accident Medical Expenses Reimbursement: Provides coverage for medical expenses incurred towards the treatment due to accidental injuries. 
• Missed Departure (Rail / Air): In the event of missing the departure of your booked journey, the cost of your actual ticket (air / rail) will be reimbursed subject to certification by the concerned authority in case: 

 

1. public transport services fail or 
2. the vehicle in which you are travelling is involved in an accident, on the way to catch the return flight/train journey

 

• Accommodation charges due to trip delay: Provides reimbursement coverage for accommodation charges if trip is delayed for more than 5 hours due to covered hazard. Benefits are subject to the per day maximum shown in the Policy Schedule 
• Loss of Tickets: We will reimburse Original Ticket Charges (Common Carrier – Air/ Rail) subject to the deductible, if the same is lost by you and you could not continue your intended travel. 
• Emergency medical evacuation: In the event of a medical emergency, the arrangements for the evacuation and transportation of the insured for appropriate & quality medical care, shall be covered. 
• 24 x 7 Assistance: Our assistance team will be available round the clock for any assistance or referral services.  
• Renewable for life (For annual Multi Trip only). 
• 15 days Free Look period (For the new business-annual multi trip only) 
• 30 days Grace Period (For renewals-annual multi trip only) 
• Sum Insured Enhancement – Sum Insured can be enhanced only at the time of renewal . However the quantum of increase shall be as per underwriting guidelines of the company.( For renewals annual mutitrip only). 
• Changes will be notified to the policyholders 3 months in advance in case of revision /modification in approved product. 
• Likelihood of withdrawal of the product will be notified to the policy holders 3 months prior to the expiry of the policy and option would be given to migrate to similar travel insurance policy.

 

 

For further details please refer the policy wordings/    Brochure.