Awareness is key to reduce your car insurance premium

You can ask for higher discount even based on your car model. It’s not just the price that you should consider while buying a car, but factor in what is known as ‘cost of ownership’, which includes fuel prices and possible hikes, average minimum distant that one has to cover per day and insurance. An insurance policy is all about being adequately covered for eventualities.

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Marriage could be a licence for cheaper car insurance premium

Don’t be surprised if the insurer asks for a higher motor insurance premium if your daughter or son drives the car. But there could be a relief on the premium if you own a flat or are well educated or even just married. Reason: Insurers say married people drive more safely, while education and flat ownership gives them comfort that the insured is stable.

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