Religare Health Insurance launches Super Mediclaim, comprehensive coverage for critical illnesses and surgeries

  • A first of its kind hospitalization cover for critical illnesses and surgeries
  • The range offers Critical Mediclaim, Cancer Mediclaim, Heart Mediclaim and Operation Mediclaim

Religare Health Insurance (RHI), one of India’s leading health insurers unveiled a first of its kind hospitalization insurance product, Super Mediclaim, a comprehensive range of health insurance plans for critical illnesses and surgeries. The range offers a host of benefits for 32 defined critical illnesses as well as cancer treatment, heart disease treatment and surgeries. The product is considered to be cost effective as it offers a host of other benefits including preventive health check up, OPD expenses, psychiatric counselling, cost of care and treatment, recuperation expenses and cover against disease relapse.

Super Mediclaim is available in four variants namely, Cancer Mediclaim which covers all types of cancers including early stage cancers, carcinoma in-situ etc.; Heart Mediclaim which offers insurance protection from 17 critical conditions of the heart including angioplasty, heart attack, bypass surgeries etc. Critical Mediclaim covers 32 critical illnesses related with cancer, heart attack, organ transplant, paralysis etc. and Operation Mediclaim which insures against all types of surgeries.

In a bid to enhance patient’s experience, Religare has included a ‘lifelong renewability on easy instalments’ element with the product as the key selling point.

Talking about the need for such a specifically designed product, Mr. Anuj Gulati, MD and CEO, Religare Health Insurance said, “In this age of uncertainty, your health should be a constant. We understand that one critical illness in the family can lead to a state of distress for the entire household. Therefore, the right guidance in choosing the best health cover and being financially equipped to access state-of-the art medical facilities are both extremely important. The health cover should not be a matter of incident but a lifelong engagement. With Super Mediclaim, we want to offer our customers a lifetime of care and health protection. ”

Given the increasing pace of urbanisation, RHI aims to address the rising incidents of critical health conditions and surgeries, most of which demands high cost of treatment. Driven by the philosophy to provide high quality health benefits at affordable prices to the masses, RHI’s product expansion will help meet the current healthcare needs of the country.

Super Mediclaim is part of our endeavour to become the most preferred health insurance service provider that is caring, cost effective, innovative and reliable” added Mr. Gulati.

The product launch is in line with the organization’s objective of ensuring persons diagnosed with critical illnesses always have easy access to quality & specialised healthcare. Super Mediclaim does that by offering coverage, preparing oneself for an exigency and be financially equipped to avail the advancements of medical sciences.

According to the recent World Health Organisation (WHO), Global burden of disease study over 40 per cent of adults in urban India, between 30-65 years of age are seriously overweight, death from cardiovascular diseases is nearly 10 million, about 10 lakh new cases of cancer are reported every year. Diabetes is projected to stake claim to 57 million people in 2025. Also, respiratory diseases by air pollution alone take away two billion productive days every year.

About RHI

Religare Health Insurance (RHI), the health insurance arm of Religare Enterprises Limited (REL), is a specialized Health Insurer offering health insurance services to employees of corporates, individual customers and for financial inclusion as well. With RHI’s operating philosophy being based on the principal tenet of ‘consumer-centricity’, the company has consistently invested in the effective application of technology to deliver excellence in customer servicing, product innovation and value-for-money services. Religare Health Insurance currently offers products in the retail segment for Health Insurance, Critical Illness, Personal Accident, Top-up Coverage, International Travel Insurance and Maternity along with Group Health Insurance and Group Personal Accident Insurance for corporates.

The organization has been adjudged the ‘Best Health Insurance Company’ at the ABP News-BFSI Awards & ‘Best Claims Service Leader of the Year – Insurance India Summit & Awards. Religare Health Insurance has also received the ‘Editor’s Choice Award for Best Product Innovation’ at Finnoviti and was conferred the ‘Best Medical Insurance Product Award’ at The FICCI Healthcare Awards. For more details: