Latest Updates from Industry

      
      

The tenure of New India Assurance Company's CMD, G Srinivasan was today extended for little over two years, till July 2018.

 

The Appointments Committee of the Cabinet has approved further ...

New India Assurance and General Insurance Corporation have obtained approval from their respective boards for listing of their shares in an initial public offering (IPO). With the companies looking ...

LIC will get 1.6 million shares at Rs 96.63 each, a slight discount to the market price of Rs 97.95. Even so, there's a rider. The bank has mentioned in the EGM notice that, "The voting of LIC is ...

Life Insurance Corporation increased its stake in all the three listed automobile companies, Maruti Suzuki, Tata Motors and Mahindra & Mahindra. The country's largest institutional investor ...

LIC has had a good run in the Gulf countries with its Bahrain-based arm LIC International that manages the GCC markets becoming the best among its eight international subsidiaries in terms of new ...

The Insurance Regulatory and Development Authority of India has granted special approval to 23 Cross Border Reinsurers (CBR) for the year 2016-17.


This will allow Indian insurers to make ...

Use of data analytics will improve product design and distribution which will expand the reach of insurance, according to T S Vijayan, Chairman, IRDAI.

 

Proper collection and deployment of data ...

The additional tier-1 (AT-1) bond market, which has been witnessing subdued demand, is likely to see some activity with the possibility of the Insurance Regulatory Development Authority of India ...

IRDAI has approved as many as 16 proposals amounting to Rs 14,591.9 crore as foreign investment. "Post notification of the Insurance Laws (Amendment) Act, 2015, IRDAI has approved 16 proposals ...

United India Insurance has received a claim from the Federation of Indian Chambers of Commerce and Industry (FICCI) for the damage caused by a massive fire to its building in the National Capital.

...

Finance minister Arun Jaitley may have cleared the way for public listing of state-owned general insurers, but National Insurance and New India Assurance may first go for strategic stake sale to ...

Country's largest non-life insurer New India Assurance is targeting to achieve a global premium of Rs 20,800 crore in the current fiscal, a top company official said. The company recorded a global ...

India’s first insurance policy covering public liability to an atomic power plant operator has been issued to Nuclear Power Corporation of India Ltd (NPCIL) but the reinstatement of insurance value ...

Insurance schemes under the Pradhan Mantri Jan Suraksha Yojana will not see any premium increase this financial year. While pure-term insurance and personal accident policies under the scheme have ...

With the authorities tightening the screws on directors and senior corporate bosses after Láffaire Vijay Mallya and the Panama Papers revelations, there has been a scramble by companies to get ...

Private insurance companies are using drones to photograph farms and if permitted by the agriculture ministry these could provide data to calculate crop yield.


Insurers are using unmanned aerial ...

Life Insurance Corporation of India has used market volatility during the March quarter to raise its stake in companies on the Sensex, including Housing Development Finance Corporation (HDFC), HDFC ...

LIC owns about 15% in Axis Bank, but now it's pushing Axis bank to sell insurance policies through its more than 2,500 branches, testing its existing partnership with Max Life.


"We are in talks ...

LIC is aiming to double its business in terms of new policy issuance to four crore in the current fiscal and will hire two lakh new agents to augment its field strength. Life Insurance Corporation ...

Insurance Regulatory and Development Authority of India (IRDAI) will make certain changes to its guidelines for facilitating insurance companies to go public, according to a top official.


Insurers ...

The tenure of New India Assurance Company's CMD, G Srinivasan was today extended for little over two years, till July 2018.

 

The Appointments Committee of the Cabinet has approved further extension of tenure of Srinivasan, Chairman and Managing Director of the New India Assurance Company Limited with effect from April 16, 2016 to July 31, 2018 i.e. the date of his attaining the age of superannuation, an order issued by Department of Personnel and Training said.

New India Assurance and General Insurance Corporation have obtained approval from their respective boards for listing of their shares in an initial public offering (IPO). With the companies looking at selling around 10-15% of their equity, the government could raise close to Rs 10,000 crore from the sale of shares.


"Our board has already approved listing of the shares and we have sent our proposal to the government for approval," said G Srinivasan, chairman, New India Assurance. He said that he expected the company to go for a listing within six months of the government's approval. Although listing of these two public sector insurance was part of the budget announcement, typically PSU divestment is cleared by the cabinet.


New India has not yet gone for a valuation. But insiders feel it should be close to Rs 50,000 crore. There are no listed insurance companies. However, recent M&A activity provides an idea of the valuation of general insurers. 

LIC will get 1.6 million shares at Rs 96.63 each, a slight discount to the market price of Rs 97.95. Even so, there's a rider. The bank has mentioned in the EGM notice that, "The voting of LIC is restricted to 10 per cent of the total voting. Hence, issuance of fresh shares will not increase their voting right."


Regulation 12(2) of the Banking Regulation Act said, "No person holding shares in a banking company shall, in respect of any shares held by him, exercise voting right (on Poll) in excess of 10 per cent of the total voting rights of all the shareholders of the banking company."


Further in terms of Section 3 (2E) of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970, the voting right of LIC will be restricted to 10 per cent of the total voting right of all shareholders of a bank.

Life Insurance Corporation increased its stake in all the three listed automobile companies, Maruti Suzuki, Tata Motors and Mahindra & Mahindra. The country's largest institutional investor also raised its stake in Hero MotoCorp.


The government-owned insurance firm has booked profit in Ashok Leyland and marginally brought down shareholding in TVS Motor and Bajaj Auto in the year ended March 31, 2016.


Interestingly, stock prices of all these companies, barring Tata Motors, have seen an appreciation in the year ended March 31. Significant appreciation has happened in Ashok Leyland (47.6 per cent), TVS Motor (22.33 per cent) and Bajaj Auto (19.26 per cent).

 

The rest have seen single-digit gains. LIC's decision to reduce stake in Ashok Leyland and TVS Motor is in line with the sharp run seen in both these stocks. "LIC has booked profits after the run-up in these stocks," said S P Tulsian, an investment advisor.

LIC has had a good run in the Gulf countries with its Bahrain-based arm LIC International that manages the GCC markets becoming the best among its eight international subsidiaries in terms of new business premium collection in 2015.

 

The Bahrain-headquartered LIC International is present in five Gulf Cooperation Council (GCC) countries of Bahrain, Dubai, Kuwait, Oman and Qatar. This subsidiary has contributed over 80 per cent of the Corporation's total overseas business in terms of new business in 2015.

 

The Corporation also has eight overseas subsidiaries - Britain, Fiji, Mauritius, Bahrain, Nepal, Sri Lanka, Kenya and Saudi Arabia.

 

"New business premium of LIC International grew by a whopping 197 per cent at USD 121 million in 2015," chief executive and managing director of LIC International Rajesh Kandwal told.

 

"We sold 13,120 policies in 2015, which is a growth of over 16 per cent over previous year. In terms of the number of policies, we enjoy over 88 per cent of market share in Bahrain in 2014," he added.

The Insurance Regulatory and Development Authority of India has granted special approval to 23 Cross Border Reinsurers (CBR) for the year 2016-17.


This will allow Indian insurers to make reinsurance placements with a large number of reinsurers. Cross-border reinsurers are those who do not have a physical presence in India but carry on reinsurance business with Indian insurance companies.


According to PJ Joseph, Member (Non-Life), IRDAI, approvals were given on the basis of submissions made by CBRs and the recommendations made by the insurers and GIC Re in line with the guidelines issued by the authority earlier.


The approved CBRs include Ingosstrakh Joint Stock Insurance Company (Russia), Asian Reinsurance Corporation (Thailand), Trust Re (Bahrain), United Overseas Insurance Company (Singapore), Equator Reinsurances Ltd (Bermuda), East Africa Reinsurance Company Ltd (Nairobi), Vietnam National Reinsurance Corporation (Vietnam), CICA Re (Kenya), Arab Insurance Group (Labuan) and Union Insurance Company (UAE), among others.


Reinsurance assumes significance as it is important to maintain solvency of the insurer and to ensure that the claims/other clauses are honoured as and when they arise. In the year 2015-16, the regulator had recognised 244 reinsurers and 90 Lloyds Syndicates.

Use of data analytics will improve product design and distribution which will expand the reach of insurance, according to T S Vijayan, Chairman, IRDAI.

 

Proper collection and deployment of data for analysis will help filling existing gaps in key areas such as auto, health insurance and disaster management/ insurance, he said adding that the data must be put to appropriate use.

 

R Raghavan, Chief Executive Officer, IIB said the objective of the conference was to learn from the Asian experience and also offer Indian expertise in data collection and analytics to the participating countries.

The additional tier-1 (AT-1) bond market, which has been witnessing subdued demand, is likely to see some activity with the possibility of the Insurance Regulatory Development Authority of India allowing insurers to invest in this category of bonds issued by banks.


The regulator is considering allowing insurers to buy hybrid AT-1 bonds issued by banks, senior official VR Iyer quoted.


AT-1 bonds do not have a fixed maturity date, and investors demand for a higher yield because of their perpetual nature and risk associated with the instrument.

IRDAI has approved as many as 16 proposals amounting to Rs 14,591.9 crore as foreign investment. "Post notification of the Insurance Laws (Amendment) Act, 2015, IRDAI has approved 16 proposals amounting to Rs 14,591.89 crore as foreign investment in the insurance sector," Minister of State for Finance Jayant Sinha said in a written reply in the Rajya Sabha.


The government had notified the Indian Insurance Companies (Foreign Investment) Rules, 2015, to facilitate foreign investment in the insurance sector. To bring clarity on Indian owned and controlled, the Insurance Regulatory and Development Authority of India has issued guidelines on the same.

United India Insurance has received a claim from the Federation of Indian Chambers of Commerce and Industry (FICCI) for the damage caused by a massive fire to its building in the National Capital.


The iconic National Museum of Natural History, which was housed in the FICCI building, was destroyed.


Milind Kharat, Chairman and Managing Director of United Insurance, said FICCI has lodged a claim with the company and the size of the cover is Rs 45 crore.


Industry experts said that it is yet to be ascertained if the National Museum was also separately insured.


According to reports, the three floors that housed the displays were gutted and museum officials have not yet managed to take stock of what they can salvage from the thousands of artifacts that were a part of its collection.


The fire, which broke out in the wee hours on April 26, could potentially have destroyed several fossils, including a 160-million-year-old dinosaur skeleton, a collection of bird eggs, and several stuffed animals, besides preserved butterflies, amphibian and reptile specimens.


M Ravichandran, President-Insurance, Tata AIG General Insurance, said the increasing damages in recent fire incidents concern insurers due to the difficulty posed in fire-fighting operations, such as hindrance in accessing building/structure due to clogging of entry points, poor maintenance of fire protection system/equipment, and lack of awareness in operating/handling fire-fighting equipment.

 

 

 

Finance minister Arun Jaitley may have cleared the way for public listing of state-owned general insurers, but National Insurance and New India Assurance may first go for strategic stake sale to arrive at a valuation before their initial public offerings.

 

A senior executive of New India Assurance said, "We have not decided on the quantum but we want to explore the idea of strategic stake sale." The official also said that the company is waiting for directions from the government on how to go ahead with listing. "We would like to open many more branches and for which we need capital."

 

The finance minister had in his budget speech last month proposed to list New India Assurance, National Insurance, United India and Oriental Insurance and reinsurance company General Insurance Corporation. 

Country's largest non-life insurer New India Assurance is targeting to achieve a global premium of Rs 20,800 crore in the current fiscal, a top company official said. The company recorded a global premium growth of 14.46% in 2015-16 at Rs 18,371 crore.

 

While domestic operations rose 14.47%, foreign operations recorded a growth of 15.10% during the reporting period.

 

"We have done well in the year due to recovery in the country's economy and we are quite upbeat about registering a better growth during the current fiscal too. NIA's market share increase has happened for a third year in succession," New India Assurance (NIA) Chairman and Managing Director G Srinivasan said.

 

The net worth of the company, including fair value of investments, stood at Rs 28,845 crore in 2015-16. The asset base of the company was around Rs 62,880 crore during the reporting period.

India’s first insurance policy covering public liability to an atomic power plant operator has been issued to Nuclear Power Corporation of India Ltd (NPCIL) but the reinstatement of insurance value post a claim will be decided later, industry officials said. The insurance policy was issued by the country’s largest non-life insurer New India Assurance Company Ltd.

 

“We recently got the insurance policy covering all our atomic power plants. The total premium came around Rs. 100 crore for a risk cover of Rs. 1,500 crore,” S. K. Sharma, Chairman and Managing Director, NPCIL, said.

 

The policy complies with all the provisions of the Civil Liability for Nuclear Damage Act (CLND), said a known insurance industry official.

 

The policy would cover the liability towards public as a consequence of any nuclear accident in the plants covered under the policy and also the right of recourse of NPCIL against equipment suppliers.

 

The insurance coverage will be for all the NPCIL’s plants— like a floater cover.

Insurance schemes under the Pradhan Mantri Jan Suraksha Yojana will not see any premium increase this financial year. While pure-term insurance and personal accident policies under the scheme have seen claims being reported and paid, the price of the cover has not been revised upwards.


Insurers expecting some upward movement due to claims will now have to provide the cover at the same cost. Besides, a pension scheme (Atal Pension Yojana), the scheme provides term insurance and an accident insurance scheme - Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). Eleven months since launch, the schemes have sold almost 124 million policies.


"Volumes have been big and, hence, the sector has faced claims as well. Some premium increase was expected but we are told that there would not be any in this financial year," said a senior general insurance executive. There could, he said, be some revisions from FY18, based on data. The plans have a cover of Rs 2 lakh each, with a premium of only Rs 12 a year for accident insurance and Rs 330 for the life product.

With the authorities tightening the screws on directors and senior corporate bosses after Láffaire Vijay Mallya and the Panama Papers revelations, there has been a scramble by companies to get large Directors and Officers Liability (D&O) insurance policies.


Corporates are opting for covers as large as Rs 500 crore, says Mahesh Chainani, Senior VP at Howden India Insurance brokers, which specialises in D&O policies.


Premiums in this segment have crashed almost 60 per cent in the last five years due to rising competition among insurers, Chainani adds.


However, a key exclusion in the D&O policy is loss arising from dishonesty, fraudulent conduct and self-admission (of wrongdoing), but the policy will cover all innocent employees, say insurers.


KG Krishnamoorthy Rao, MD & CEO, Future Generali says, "Initially, D&O policies were taken only by listed companies. However, in the last two years, there has been a demand for such policies by non-listed companies such as SMEs and start-ups as well."


Insurers also say that with increasing litigation and widening corporate exposure, the coverage sought has widened beyond the basic policy.

Private insurance companies are using drones to photograph farms and if permitted by the agriculture ministry these could provide data to calculate crop yield.


Insurers are using unmanned aerial vehicles as a pilot scheme. The agriculture ministry has called for use of such modern technology for the Pradhan Mantri Fasal Bima Yojana (PMFBY).


Drones have not gained widespread commercial use, as individuals need permission from local governments and other regulatory bodies to fly them. The government is also keen on using technology such as Smartphones and remote sensing to reduce crop cutting experiments and help cut delay in payments to farmers. The government is planning to spend Rs 5,500 crore on the crop insurance scheme.


Anuj Tyagi, member of executive management at HDFC ERGO General Insurance, said his company had conducted a project with drones in Rajasthan.


"We think using drones will be a successful experiment," he added. He said in Rajasthan, his company had looked at data collected by drones as well as satellite images, and they were happy with the results. ICICI Lombard is also using drones for crop yield data.

Life Insurance Corporation of India has used market volatility during the March quarter to raise its stake in companies on the Sensex, including Housing Development Finance Corporation (HDFC), HDFC Bank, Tata Motors, TCS (Tata Consultancy Services), and Maruti Suzuki.


Of the 27 companies where shareholding pattern data for the March quarter is available, LIC raised its stake in 13 companies during the January-March quarter from the level seen in the preceding three months. In seven companies, the holding declined, while in the remaining seven the stake remained unchanged.


"This is a well-known pattern. Whenever the markets are in a correction or a volatile phase, or even when the foreign institutional investors (FIIs) are selling, LIC comes in and buys or raises stake in stocks of blue-chip companies. And the companies it has raised stake in the March quarter have good stocks. These stocks will do well and generate a good return for LIC. The move also acts as a counter-balance to the FII selling," says Dhananjay Sinha, head of institutional research at Emkay Global Financial Services.

LIC owns about 15% in Axis Bank, but now it's pushing Axis bank to sell insurance policies through its more than 2,500 branches, testing its existing partnership with Max Life.


"We are in talks with Axis Bank to sell LIC's products through their branches," said an executive at the country's largest financial institution. If Axis Bank begins the work, it would be an opening that could lead to several such tie-ups in the future as a new rule permits banks to tie up with more than one insurance company.


But that could be a drawback for those like Max Life which already have an alliance to sell their products exclusively.


LIC, which gets less than 5% premium income through banks, would immensely benefit if Axis agrees since banks are key growth drivers. Other insurers get as much as a quarter of their overall new premium income selling via banks. The share of banks in new business was 20.84% for the private sector industry in 2014-15, data from the insurance regulator shows.

LIC is aiming to double its business in terms of new policy issuance to four crore in the current fiscal and will hire two lakh new agents to augment its field strength. Life Insurance Corporation (LIC) currently has an agency force of over 10 lakh.


These targets were set out for LIC by Chairman S K Roy and said, "During Fiscal year 2016-17, let us commit ourselves to set new records in sales and exponentially expand on individual non-single premium segments.


We should target a minimum 4 crore lives to be covered and minimum two lakh agents to be added in 2016-17". His optimism comes from the robust growth the Corporation could record in financial year 2015-16, wherein it grew by close to 25 per cent in terms of new policy issuances.


"Financial Year 2015-16 was a year of recovery for us. We recovered from below-par performance in fiscal 2014-15 to show positive results. On the basis of reporting of figures to the IRDAI, we have grown by 24.74 per cent growth in first year premium and 1.86 per cent growth in policies/ schemes," Roy said.

Insurance Regulatory and Development Authority of India (IRDAI) will make certain changes to its guidelines for facilitating insurance companies to go public, according to a top official.


Insurers at present has to take the Authority's permission for selling more than one per cent of equity. This stipulation has to be changed when they plan to make an IPO, according to T. S. Vijayan, Chairman, IRDAI.


The IRDAI, he said, was also in the process of announcing a timeframe after which insurers could make an IPO. "We are working with the companies... not decided on the timing (minimum years of operation before going public)," he said.


Listing of the shares would contribute towards better corporate governance and transparency, he said.


IRDAI's move comes in the backdrop of at least two life insurers exploring the prospects of coming out with an IPO.

LATEST BOOKS FOR PARA13.2,SCALE1-5, & LICENTIATE EXAMINATION

Print
User Rating:  / 8
PoorBest 
Created on 13 April 2011 Published Date

Latest Books for Insurance examinations

Model Question Bank for Para 13.2 (6 Departments)
We are pleased to announce the launch of Model Question Bank for Paper 1 of Para13.2 exam. The First paper will cover Multiple Choice Questions on the following departmental subjects viz. (i) Fire lnsurance, (ii) Marine lnsurance, (lll) Miscellaneous lnsurance, (iv) Accounts & lnvestment, (v)

Personnel and Legal (Labour Laws) (vi) Data Processing/ mechanization & Management lnformation Systems.

A candidate has to appear for only 3 departments that he selects. The book will be very helpful for preparing for the Officers exam.
Price: Rs.300/- plus Rs.45/- postal charges (Total Rs.345/- including postage)

Text Guide for Para 13.2 (6 Departments)
We are pleased to announce the launch of Text Guide for Paper 1 of Para13.2 exam. This book will cover the theory part of all departmental subjects. This book will be very helpful since it is not possible to cover all the questions in model question bank and this book will act as a ready referencer for all your queries.
Price: Rs.300/- plus Rs.45/- postal charges (Total Rs.345 including postage)

Guide for Para 13.2 English & General Knowledge
We are pleased to announce the launch of guide for Paper 2 of Para13.2 exam. The Second paper shall consist of 02 parts - (i) Subjective for 25 Marks and (ii) Objective for 75 Marks.
The Subjective part shall contain 03 questions - (i) Essay (10 marks) (ii) Precis (10 marks) & (iii) Letter (5 marks). The Objective part shall contain 25 MCQs on English and 50 MCQs on General Knowledge. Our book will cover both subjective and objective questions. It will also cover the old questions asked in the previous examinations. The book will be very helpful for preparing for the Officers exam.
Price: Rs.300/- plus Rs.45/- postal charges (Total Rs.345 including postage)

Online Mock Test for Para 13.2 examination
Along with the guide books for the 2 papers of Para 13.2 examination we are also pleased to launch Online Mock Test for the exam. In online mock test a candidate can appear in online exam in each paper under exam conditions and test about their level of preparation. The officers get limited opportunity for this exams so they
must be very sure before attempting for the exams. One mistake may delay their promotion. So they must try their best to clear the exam in one attempt. Also the officers are short of time for preparation. So we try to prepare a tailormade solution so that they can pass in one attempt.
Price: Rs.500/- for Online Mock Test - 2 Papers

 

COMBO OFFER: Model Question Bank (Para13.2) PLUS Text Guide (Para 13.2) PLUS Guide for Para 13.2 English & General Knowledge PLUS Online Mock Test ONLY FOR Rs.1250 - you save Rs.285/-

 


 

Books for Scale 1-5 Officers Promotional Examination

Model Question Bank for Non Life Insurance PSU Officer’s Exam
For Scale 1-5 Grade based on 7 department (Includes Trade and bullet questions)
Price : Rs.260/- Per Copy (Plus Rs.40/- Registered postal/Courier charges) Total Rs.300/-

Text Guide for Non Life PSU Officer’s Exam
(For Scale 1-5 covering 7 departments)

This book covers theory part of all the seven departments as per prescribed syllabus. Since it is not practically possible to cover all the questions in the model question bank in each department, this book will help the candidates to get detailed knowledge about all the departments at a place. You may have material available in your office but since we have compiled all the materials as per syllabus in a single place it will be much easier for you to prepare for the exams. Remember you cannot take chance with your exam!

Price : Rs.350/- Per Copy (Plus Rs.50/- Registered postal/Courier charges) Total Rs.400/-


 

Books for Licentiate Examination

Not getting good coaching at your convenient time?
No time for studying?
Need Crash course for passing the exam?
Getting confused with complex study material?

We have a tailormade solution for you to help to pass the exam successfully in one shot!

Presenting for the first time in India a reliable and tested coaching solution from the house of The Insurance Times, a renowned name in the field of insurance education. After closely studying the needs of students appearing for the examinations of Insurance Institute of India our research team has prepared this excellent set of guide materials. This book will cover objective type questions and answers as per current syllabus and shall include questions of last 10 previous terms (only objective questions).

01 Principles of Insurance
02 Practice of Life Assurance
11 Practice of General Insurance
14 Regulations on Insurance

Each Paper Rs. 500 plus Rs.50 Delivery

Licentiate Exam Online Mock Test
Insurance Training Centre, wing of The Insurance Times is pleased to announce the launch of online Mock Tests for Licentiate exams. After the excellent response of our guide books for licentiate exam we felt the need of online testing method where the students can test their level of preparedness for the exam.

Candidates can appear in the exams subject wise. Each course contains mock test for each chapter followed by a final Mock Test covering all the chapters. After completing this test online you can assess your level of preparedness and if required you can brush up again in order to score good marks. Price Rs.300/- for each paper.

COMBO OFFER : Buy set of 3 guide books of Licentiate Examination by paying

Rs.1500/- & Get FREE Delivery Plus Online Mock test worth Rs.900/- absolutely FREE



Payment Modes for all books above:
1. By Demand Draft / Payable at par cheque in favour of 'SASHI PUBLICATIONS'
2. Direct ECS in our bank account number 402120110000193 of 'SASHI PUBLICATIONS', Bank of India, VVK Road Branch., Kolkata,India IFSC Code : BKID0004021
3 Deposit cheque/cash in our bank account in your city and send us copy of Pay in slip by email / fax.
4. For making payment online through debit or credit card please visit our site www.store.bimabazaar.com to register and make the payment.
5. For delivery outside India separate postal charges would be applicable. Please enquire about the postal charges before making the payment.

For any query please contact at
Sashi Publications

A unit of The Insurance Times Journal
25/1,Baranashi Ghosh Street, Near Girish Park, Kolkata – 700007. India
Phone 22184184/22696035/40078428/40078429/9830171022
Email: This email address is being protected from spambots. You need JavaScript enabled to view it. ; This email address is being protected from spambots. You need JavaScript enabled to view it.
Fax: 033 22736612
www.bimabazaar.com
blog: www.insuranceindia.blog.co.in

 

For Books : Click here to download our orderform

For All Publications: To download orderform for all publications please click here

 

General Insurance Plans

Life Insurance Plans

Magazines & Books on Insurance

Copyright © 2016 Bimabazaar.com - Sashi Publications. Powered by Apex DivisionApex Division