Car Insurance from Bharti AXA General Insurance

Key benefits

1. Own Damage cover
2. Third party liability
3. Personal Accident cover for owner/driver

Choosing add on covers is made easy while buying Car Insurance. The company recommends Add on covers based on your car, location and usage.

100% repayment on the depreciated parts at the time of claim settlement
Avail repairing costs of fiber glass, rubber, tyres, batteries, air bags, nylon, and plastic parts.
Vehicle is not more than 5 years old from the date of purchase (i.e. month and year of manufacturing).
The company shall pay the Depreciation amount deducted on the value of the parts replaced for upto 2 admissible claims * under Section I of the policy

Loss or damage due to:
- Accident, burglary or theft
- Riot and strike
- Fire explosion self-ignition or lightning
- Natural Calamities
- Transit by road, rail, inland waterways, air or lift
Personal Accident cover for owner/driver of the car. Death benefit of Rs.2 lakhs for the owner/driver in case of accidental death. Third party bodily injury liability covers penalty to be given to victim. It covers the injury or death of the person hit by you.
Property damage liability
Covers penalty you need to pay in case of damage to the properties due to the accident caused by you up to the limits as specified in the policy.

Loss or damage to the car is not included under following conditions

Normal wear and tear
Depreciation of the car is not covered
Electrical & mechanical failure
If you drive the car outside India
If you are driving under the influence of alcohol or drugs
If the person driving doesn’t have valid driving license
Nuclear risks
If you use Vehicle for other purposes. Ex: If the private vehicle is used as Taxi